Clsd tx/dis phalan fx without manip/ea 26750 at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$365.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$870.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.50 with Centene vs $12,765.09 with Greater Omaha Packing — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $130.50 ↓ -64%
Amerigroup Medicaid|All Plans $227.76 ↓ -38%
Centene Medicaid|IA Total Care $227.76 ↓ -38%
IAMolina Medicaid|All Plans $232.22 ↓ -36%
Humana Medicare|All Plans $233.78 ↓ -36%
Medica Medicare|All Plans $233.78 ↓ -36%
United Medicare|All Plans $233.78 ↓ -36%
PACE Medicare|All Plans $233.78 ↓ -36%
BCBS - NE Medicare|All Plans $233.78 ↓ -36%
Todays Options Medicare|All Plans $238.46 ↓ -35%
Centene Medicare|All Plans $240.79 ↓ -34%
ELAP Commercial|All Plans $243.60 ↓ -33%
Great Plains Medicare|All Plans $245.47 ↓ -33%
Amerigroup Medicare|All Plans $245.47 ↓ -33%
Medica Commercial|ACO $373.86 ↑ +2%
United Medicaid|Community Plan $400.20 ↑ +10%
United Commercial|All Plans $408.90 ↑ +12%
Midlands Choice Commercial|Premier $452.40 ↑ +24%
Medica Commercial|Open Access $452.40 ↑ +24%
AMPS Commercial|All Plans $518.99 ↑ +42%
QuikTrip Commercial|All Plans $522.00 ↑ +43%
PHCS Commercial|All Plans $617.70 ↑ +69%
Midlands Choice Commercial|Standard $652.50 ↑ +79%
Creighton University Employees Commercial|All Plans $701.00 ↑ +92%
MultiPlan Commercial|All Plans $739.50 ↑ +102%
Medica Commercial|CHI Health $953.00 ↑ +161%
Medica Commercial|All Other Plans $1,302.00 ↑ +256%
Millard Public Schools Commercial|Narrow Network $11,100.08 ↑ +2938%
One World Commercial|Narrow Network $11,100.08 ↑ +2938%
Greater Omaha Packing Commercial|Narrow Network $11,100.08 ↑ +2938%
Timpte Commercial|Broad Network $12,765.09 ↑ +3393%
One World Commercial|Broad Network $12,765.09 ↑ +3393%
Millard Public Schools Commercial|Broad Network $12,765.09 ↑ +3393%
Greater Omaha Packing Commercial|Broad Network $12,765.09 ↑ +3393%

Visitor-reported prices

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Clsd tx/dis phalan fx without manip/ea 26750 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $327.60 not published
MercyOne New Hampton Medical Center New Hampton $361.40 $220.12 – $556.00
MercyOne North Iowa Medical Center Mason City $159.25 $62.72 – $534.40
MercyOne Genesis Davenport Medical Center Davenport $343.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $343.80 $418.29 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $671.00 $27.26 – $671.00
UnityPoint Health - Allen Hospital Waterloo $454.40 $149.26 – $391.50
UnityPoint Health - Finley Hospital Dubuque $454.40 $98.30 – $391.50

All Iowa hospitals for this procedure →