Chest X-ray at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$204.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$486.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.20 with Centene vs $190.50 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $16.20 | ↓ -92% |
| ELAP | Commercial|All Plans | $30.24 | ↓ -85% |
| Medica | Commercial|ACO | $43.72 | ↓ -79% |
| United | Medicaid|Community Plan | $49.68 | ↓ -76% |
| Midlands Choice | Commercial|Premier | $56.16 | ↓ -72% |
| Medica | Commercial|Open Access | $56.16 | ↓ -72% |
| Medica | Commercial|CHI Health | $64.68 | ↓ -68% |
| QuikTrip | Commercial|All Plans | $64.80 | ↓ -68% |
| Medica | Commercial|All Other Plans | $67.73 | ↓ -67% |
| PHCS | Commercial|All Plans | $76.68 | ↓ -62% |
| Midlands Choice | Commercial|Standard | $81.00 | ↓ -60% |
| United | Commercial|All Plans | $81.00 | ↓ -60% |
| Creighton University Employees | Commercial|All Plans | $81.00 | ↓ -60% |
| Centene | Medicaid|IA Total Care | $83.59 | ↓ -59% |
| Amerigroup | Medicaid|All Plans | $83.59 | ↓ -59% |
| IAMolina | Medicaid|All Plans | $85.23 | ↓ -58% |
| Humana | Medicare|All Plans | $85.81 | ↓ -58% |
| Medica | Medicare|All Plans | $85.81 | ↓ -58% |
| United | Medicare|All Plans | $85.81 | ↓ -58% |
| PACE | Medicare|All Plans | $85.81 | ↓ -58% |
| BCBS - NE | Medicare|All Plans | $85.81 | ↓ -58% |
| Todays Options | Medicare|All Plans | $87.53 | ↓ -57% |
| Centene | Medicare|All Plans | $88.38 | ↓ -57% |
| Amerigroup | Medicare|All Plans | $90.10 | ↓ -56% |
| Great Plains | Medicare|All Plans | $90.10 | ↓ -56% |
| MultiPlan | Commercial|All Plans | $91.80 | ↓ -55% |
| AMPS | Commercial|All Plans | $190.50 | ↓ -7% |
Visitor-reported prices
Comments
Chest X-ray at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $184.80 | $84.28 – $118.00 |
| MercyOne New Hampton Medical Center | New Hampton | $206.70 | $125.90 – $318.00 |
| MercyOne Dyersville Medical Center | Dyersville | $206.70 | $120.20 – $357.94 |
| MercyOne Clinton Medical Center | Clinton | $398.45 | $9.09 – $417.00 |
| MercyOne Oelwein Medical Center | Oelwein | $206.70 | $121.54 – $318.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $163.80 | $59.22 – $252.00 |
| MercyOne Elkader Medical Center | Elkader | $206.70 | $163.67 – $332.37 |
| MercyOne West Des Moines Medical Center | West Des Moines | $545.00 | $82.14 – $545.00 |