Chest CT scan (without contrast) at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$754.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,797.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.97 with Amerigroup vs $1,527.45 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Medicaid|All Plans | $100.97 | ↓ -87% |
| Centene | Medicaid|IA Total Care | $100.97 | ↓ -87% |
| IAMolina | Medicaid|All Plans | $102.95 | ↓ -86% |
| Humana | Medicare|All Plans | $103.63 | ↓ -86% |
| Medica | Medicare|All Plans | $103.63 | ↓ -86% |
| United | Medicare|All Plans | $103.63 | ↓ -86% |
| PACE | Medicare|All Plans | $103.63 | ↓ -86% |
| BCBS - NE | Medicare|All Plans | $103.63 | ↓ -86% |
| Todays Options | Medicare|All Plans | $105.70 | ↓ -86% |
| Centene | Medicare|All Plans | $106.74 | ↓ -86% |
| Amerigroup | Medicare|All Plans | $108.81 | ↓ -86% |
| Great Plains | Medicare|All Plans | $108.81 | ↓ -86% |
| Medica | Commercial|ACO | $161.64 | ↓ -79% |
| AMPS | Commercial|All Plans | $230.06 | ↓ -70% |
| Medica | Commercial|CHI Health | $266.11 | ↓ -65% |
| Centene | Medicaid|NE Total Care | $269.55 | ↓ -64% |
| Medica | Commercial|All Other Plans | $278.66 | ↓ -63% |
| Creighton University Employees | Commercial|All Plans | $341.83 | ↓ -55% |
| United | Commercial|All Plans | $423.24 | ↓ -44% |
| ELAP | Commercial|All Plans | $503.16 | ↓ -33% |
| One World | Commercial|Narrow Network | $546.87 | ↓ -28% |
| Millard Public Schools | Commercial|Narrow Network | $546.87 | ↓ -28% |
| Greater Omaha Packing | Commercial|Narrow Network | $546.87 | ↓ -28% |
| Timpte | Commercial|Broad Network | $628.90 | ↓ -17% |
| Greater Omaha Packing | Commercial|Broad Network | $628.90 | ↓ -17% |
| Millard Public Schools | Commercial|Broad Network | $628.90 | ↓ -17% |
| One World | Commercial|Broad Network | $628.90 | ↓ -17% |
| United | Medicaid|Community Plan | $826.62 | ↑ +10% |
| Midlands Choice | Commercial|Premier | $934.44 | ↑ +24% |
| Medica | Commercial|Open Access | $934.44 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $1,078.20 | ↑ +43% |
| PHCS | Commercial|All Plans | $1,275.87 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $1,347.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $1,527.45 | ↑ +102% |
Visitor-reported prices
Comments
Chest CT scan (without contrast) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,019.40 | $101.79 – $142.51 |
| MercyOne Dubuque Medical Center | Dubuque | $1,783.60 | $93.79 – $2,744.00 |
| MercyOne New Hampton Medical Center | New Hampton | $1,441.70 | $878.11 – $2,218.00 |
| MercyOne Dyersville Medical Center | Dyersville | $1,441.70 | $838.40 – $2,496.58 |
| MercyOne Clinton Medical Center | Clinton | $1,877.20 | $96.27 – $2,888.00 |
| MercyOne Oelwein Medical Center | Oelwein | $1,441.70 | $847.72 – $2,218.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $1,035.45 | $98.49 – $1,593.00 |
| MercyOne Elkader Medical Center | Elkader | $1,441.70 | $1,141.60 – $2,318.25 |