Cathj umbilical vein dx/ther nb at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$293.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$699.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.55 with Centene vs $12,765.09 with One World — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $83.55 ↓ -72%
Medica Commercial|ACO $101.85 ↓ -65%
ELAP Commercial|All Plans $155.96 ↓ -47%
United Medicaid|Community Plan $256.22 ↓ -13%
United Commercial|All Plans $261.79 ↓ -11%
QuikTrip Commercial|All Plans $334.20 ↑ +14%
Medica Commercial|Open Access $363.48 ↑ +24%
Midlands Choice Commercial|Premier $363.48 ↑ +24%
PHCS Commercial|All Plans $395.47 ↑ +35%
Midlands Choice Commercial|Standard $417.75 ↑ +42%
Creighton University Employees Commercial|All Plans $454.35 ↑ +55%
MultiPlan Commercial|All Plans $473.45 ↑ +61%
Medica Commercial|CHI Health $953.00 ↑ +225%
Medica Commercial|All Other Plans $1,302.00 ↑ +343%
Millard Public Schools Commercial|Narrow Network $11,100.08 ↑ +3681%
Greater Omaha Packing Commercial|Narrow Network $11,100.08 ↑ +3681%
One World Commercial|Narrow Network $11,100.08 ↑ +3681%
Timpte Commercial|Broad Network $12,765.09 ↑ +4248%
Greater Omaha Packing Commercial|Broad Network $12,765.09 ↑ +4248%
Millard Public Schools Commercial|Broad Network $12,765.09 ↑ +4248%
One World Commercial|Broad Network $12,765.09 ↑ +4248%

Visitor-reported prices

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Cathj umbilical vein dx/ther nb at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $200.40 not published
MercyOne Dubuque Medical Center Dubuque $184.00 $14.38 – $184.00
MercyOne Des Moines Medical Center Des Moines $177.45 $54.87 – $273.00
MercyOne North Iowa Medical Center Mason City $184.00 $16.51 – $139.01
MercyOne Genesis Davenport Medical Center Davenport $210.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $210.60 $256.23 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $207.31 $47.81 – $136.56
UnityPoint Health - Finley Hospital Dubuque $214.18 $47.81 – $214.18

All Iowa hospitals for this procedure →