Cath segmntl pulm art at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$430.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,024.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$153.60 with Centene vs $3,259.25 with One World — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $153.60 ↓ -64%
ELAP Commercial|All Plans $286.72 ↓ -33%
Medica Commercial|ACO $316.13 ↓ -26%
Creighton University Employees Commercial|All Plans $419.84 ↓ -2%
United Medicaid|Community Plan $471.04 ↑ +10%
United Commercial|All Plans $481.28 ↑ +12%
Medica Commercial|Open Access $532.48 ↑ +24%
QuikTrip Commercial|All Plans $614.40 ↑ +43%
PHCS Commercial|All Plans $727.04 ↑ +69%
Midlands Choice Commercial|Standard $768.00 ↑ +79%
Midlands Choice Commercial|Premier $768.00 ↑ +79%
MultiPlan Commercial|All Plans $870.40 ↑ +102%
Medica Commercial|CHI Health $953.00 ↑ +122%
Medica Commercial|All Other Plans $1,302.00 ↑ +203%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +559%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +559%
One World Commercial|Narrow Network $2,834.13 ↑ +559%
Timpte Commercial|Broad Network $3,259.25 ↑ +658%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +658%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +658%
One World Commercial|Broad Network $3,259.25 ↑ +658%

Visitor-reported prices

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Cath segmntl pulm art at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,963.80 not published
MercyOne Des Moines Medical Center Des Moines $2,626.00 $541.29 – $2,693.00
MercyOne Genesis Davenport Medical Center Davenport $1,885.20 not published
MercyOne Waterloo Medical Center Waterloo $2,321.80 $559.54 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $4,411.20 $152.53 – $932.57
UnityPoint Health - Finley Hospital Dubuque $4,411.20 $152.53 – $2,536.44
UnityPoint Health - Grinnell Regional Medical Center Grinnell $4,411.20 $152.53 – $404.42
UnityPoint Health - Iowa Lutheran Hospital Des Moines $4,411.20 $152.53 – $539.83

All Iowa hospitals for this procedure →