Bx skin punch ea sep/ addl les at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$254.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$606.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.96 with Medica vs $3,259.25 with One World — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $47.96 ↓ -81%
Centene Medicaid|NE Total Care $90.90 ↓ -64%
ELAP Commercial|All Plans $169.68 ↓ -33%
United Medicaid|Community Plan $278.76 ↑ +10%
United Commercial|All Plans $284.82 ↑ +12%
Medica Commercial|Open Access $315.12 ↑ +24%
Midlands Choice Commercial|Premier $315.12 ↑ +24%
QuikTrip Commercial|All Plans $363.60 ↑ +43%
Creighton University Employees Commercial|All Plans $393.90 ↑ +55%
PHCS Commercial|All Plans $430.26 ↑ +69%
Midlands Choice Commercial|Standard $454.50 ↑ +79%
MultiPlan Commercial|All Plans $515.10 ↑ +102%
Medica Commercial|CHI Health $953.00 ↑ +274%
Medica Commercial|All Other Plans $1,302.00 ↑ +412%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +1014%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +1014%
One World Commercial|Narrow Network $2,834.13 ↑ +1014%
Timpte Commercial|Broad Network $3,259.25 ↑ +1181%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +1181%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +1181%
One World Commercial|Broad Network $3,259.25 ↑ +1181%

Visitor-reported prices

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Bx skin punch ea sep/ addl les at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $128.40 not published
MercyOne New Hampton Medical Center New Hampton $159.00 $13.63 – $170.00
MercyOne Elkader Medical Center Elkader $196.00 $13.63 – $113.75
MercyOne Des Moines Medical Center Des Moines $195.65 $13.63 – $301.00
MercyOne North Iowa Medical Center Mason City $191.10 $16.19 – $294.00
MercyOne Genesis Davenport Medical Center Davenport $148.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $70.20 $85.41 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $1,797.40 $13.63 – $3,576.15

All Iowa hospitals for this procedure →