Bx pleura pq ndl at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$721.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,717.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$157.58 with Medica vs $3,505.42 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $157.58 ↓ -78%
Centene Medicaid|NE Total Care $257.55 ↓ -64%
ELAP Commercial|All Plans $480.76 ↓ -33%
Creighton University Employees Commercial|All Plans $703.97 ↓ -2%
United Medicaid|Community Plan $789.82 ↑ +10%
United Commercial|All Plans $806.99 ↑ +12%
Medica Commercial|Open Access $892.84 ↑ +24%
Midlands Choice Commercial|Premier $892.84 ↑ +24%
QuikTrip Commercial|All Plans $1,030.20 ↑ +43%
PHCS Commercial|All Plans $1,219.07 ↑ +69%
Midlands Choice Commercial|Standard $1,287.75 ↑ +79%
MultiPlan Commercial|All Plans $1,459.45 ↑ +102%
Amerigroup Medicaid|All Plans $1,538.30 ↑ +113%
Centene Medicaid|IA Total Care $1,538.30 ↑ +113%
IAMolina Medicaid|All Plans $1,568.47 ↑ +117%
Humana Medicare|All Plans $1,579.02 ↑ +119%
Medica Medicare|All Plans $1,579.02 ↑ +119%
United Medicare|All Plans $1,579.02 ↑ +119%
PACE Medicare|All Plans $1,579.02 ↑ +119%
BCBS - NE Medicare|All Plans $1,579.02 ↑ +119%
Todays Options Medicare|All Plans $1,610.60 ↑ +123%
Centene Medicare|All Plans $1,626.39 ↑ +126%
Amerigroup Medicare|All Plans $1,657.97 ↑ +130%
Great Plains Medicare|All Plans $1,657.97 ↑ +130%
Medica Commercial|CHI Health $1,701.00 ↑ +136%
Medica Commercial|All Other Plans $2,322.00 ↑ +222%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +293%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +293%
One World Commercial|Narrow Network $2,834.13 ↑ +293%
One World Commercial|Broad Network $3,259.25 ↑ +352%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +352%
Timpte Commercial|Broad Network $3,259.25 ↑ +352%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +352%
AMPS Commercial|All Plans $3,505.42 ↑ +386%

Visitor-reported prices

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Bx pleura pq ndl at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,157.40 $668.85 – $1,550.93
MercyOne North Iowa Medical Center Mason City $1,489.15 $586.50 – $3,578.15
MercyOne Genesis Davenport Medical Center Davenport $1,337.40 $965.90 – $1,550.93
UnityPoint Health - Allen Hospital Waterloo $740.55 $75.39 – $1,342.97
UnityPoint Health - Finley Hospital Dubuque $397.60 $75.39 – $1,424.56
UnityPoint Health - Grinnell Regional Medical Center Grinnell $397.60 $75.39 – $1,612.08
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,253.95 $75.39 – $1,561.02
UnityPoint Health - Jones Regional Medical Center Anamosa $397.60 $75.39 – $201.06

All Iowa hospitals for this procedure →