Bx bone trocar/ndl deep at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,378.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,282.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$243.68 with Medica vs $3,505.42 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $243.68 | ↓ -82% |
| Centene | Medicaid|NE Total Care | $453.00 | ↓ -67% |
| ELAP | Commercial|All Plans | $845.60 | ↓ -39% |
| Creighton University Employees | Commercial|All Plans | $1,238.20 | ↓ -10% |
| United | Medicaid|Community Plan | $1,389.20 | ↑ +1% |
| United | Commercial|All Plans | $1,419.40 | ↑ +3% |
| Amerigroup | Medicaid|All Plans | $1,538.30 | ↑ +12% |
| Centene | Medicaid|IA Total Care | $1,538.30 | ↑ +12% |
| IAMolina | Medicaid|All Plans | $1,568.47 | ↑ +14% |
| Midlands Choice | Commercial|Premier | $1,570.40 | ↑ +14% |
| Medica | Commercial|Open Access | $1,570.40 | ↑ +14% |
| Humana | Medicare|All Plans | $1,579.02 | ↑ +15% |
| Medica | Medicare|All Plans | $1,579.02 | ↑ +15% |
| United | Medicare|All Plans | $1,579.02 | ↑ +15% |
| PACE | Medicare|All Plans | $1,579.02 | ↑ +15% |
| BCBS - NE | Medicare|All Plans | $1,579.02 | ↑ +15% |
| Todays Options | Medicare|All Plans | $1,610.60 | ↑ +17% |
| Centene | Medicare|All Plans | $1,626.39 | ↑ +18% |
| Amerigroup | Medicare|All Plans | $1,657.97 | ↑ +20% |
| Great Plains | Medicare|All Plans | $1,657.97 | ↑ +20% |
| Medica | Commercial|CHI Health | $1,701.00 | ↑ +23% |
| QuikTrip | Commercial|All Plans | $1,812.00 | ↑ +31% |
| PHCS | Commercial|All Plans | $2,144.20 | ↑ +56% |
| Midlands Choice | Commercial|Standard | $2,265.00 | ↑ +64% |
| Medica | Commercial|All Other Plans | $2,322.00 | ↑ +68% |
| MultiPlan | Commercial|All Plans | $2,567.00 | ↑ +86% |
| Millard Public Schools | Commercial|Narrow Network | $3,034.03 | ↑ +120% |
| Greater Omaha Packing | Commercial|Narrow Network | $3,034.03 | ↑ +120% |
| One World | Commercial|Narrow Network | $3,034.03 | ↑ +120% |
| Timpte | Commercial|Broad Network | $3,489.13 | ↑ +153% |
| Greater Omaha Packing | Commercial|Broad Network | $3,489.13 | ↑ +153% |
| Millard Public Schools | Commercial|Broad Network | $3,489.13 | ↑ +153% |
| One World | Commercial|Broad Network | $3,489.13 | ↑ +153% |
| AMPS | Commercial|All Plans | $3,505.42 | ↑ +154% |
Visitor-reported prices
Comments
Bx bone trocar/ndl deep at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,790.40 | $1,504.75 – $1,550.93 |
| MercyOne Dubuque Medical Center | Dubuque | $1,040.00 | $571.20 – $3,300.04 |
| MercyOne Clinton Medical Center | Clinton | $554.00 | $12.65 – $275.00 |
| MercyOne Des Moines Medical Center | Des Moines | $10,371.70 | $183.41 – $4,429.00 |
| MercyOne North Iowa Medical Center | Mason City | $3,693.95 | $1,454.85 – $5,683.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,068.20 | $1,550.93 – $1,738.75 |
| MercyOne Waterloo Medical Center | Waterloo | $5,770.70 | $1,555.99 – $8,878.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,425.80 | $116.91 – $1,342.97 |