Bundled special stain group 2 at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$154.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$367.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.05 with Centene vs $311.95 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $55.05 ↓ -64%
ELAP Commercial|All Plans $102.76 ↓ -33%
Centene Medicaid|IA Total Care $122.39 ↓ -21%
Amerigroup Medicaid|All Plans $122.39 ↓ -21%
IAMolina Medicaid|All Plans $124.79 ↓ -19%
Humana Medicare|All Plans $125.62 ↓ -19%
Medica Medicare|All Plans $125.62 ↓ -19%
United Medicare|All Plans $125.62 ↓ -19%
PACE Medicare|All Plans $125.62 ↓ -19%
BCBS - NE Medicare|All Plans $125.62 ↓ -19%
Todays Options Medicare|All Plans $128.13 ↓ -17%
Centene Medicare|All Plans $129.39 ↓ -16%
Amerigroup Medicare|All Plans $131.90 ↓ -14%
Great Plains Medicare|All Plans $131.90 ↓ -14%
Medica Commercial|ACO $134.53 ↓ -13%
Medica Commercial|CHI Health $155.76 ↑ +1%
Medica Commercial|All Other Plans $163.11 ↑ +6%
United Medicaid|Community Plan $168.82 ↑ +10%
Midlands Choice Commercial|Premier $190.84 ↑ +24%
Medica Commercial|Open Access $190.84 ↑ +24%
QuikTrip Commercial|All Plans $220.20 ↑ +43%
Creighton University Employees Commercial|All Plans $238.55 ↑ +55%
Greater Omaha Packing Commercial|Narrow Network $253.28 ↑ +64%
One World Commercial|Narrow Network $253.28 ↑ +64%
Millard Public Schools Commercial|Narrow Network $253.28 ↑ +64%
PHCS Commercial|All Plans $260.57 ↑ +69%
Midlands Choice Commercial|Standard $275.25 ↑ +79%
United Commercial|All Plans $275.25 ↑ +79%
AMPS Commercial|All Plans $278.88 ↑ +81%
Millard Public Schools Commercial|Broad Network $291.27 ↑ +89%
Greater Omaha Packing Commercial|Broad Network $291.27 ↑ +89%
One World Commercial|Broad Network $291.27 ↑ +89%
Timpte Commercial|Broad Network $291.27 ↑ +89%
MultiPlan Commercial|All Plans $311.95 ↑ +102%

Visitor-reported prices

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Bundled special stain group 2 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $334.80 $51.35 – $123.39
MercyOne Dubuque Medical Center Dubuque $176.15 $7.24 – $265.84
MercyOne New Hampton Medical Center New Hampton $175.50 $106.89 – $270.00
MercyOne Dyersville Medical Center Dyersville $175.50 $82.03 – $244.26
MercyOne Clinton Medical Center Clinton $160.55 $33.96 – $284.72
MercyOne Cedar Falls Medical Center Cedar Falls $213.85 $33.96 – $329.00
MercyOne Elkader Medical Center Elkader $175.50 $111.69 – $226.81
MercyOne West Des Moines Medical Center West Des Moines $328.00 $33.96 – $311.00

All Iowa hospitals for this procedure →