Bundle his recording at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$4,781.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,385.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$137.24 with Medica vs $16,417.03 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $137.24 | ↓ -97% |
| Centene | Medicaid|NE Total Care | $569.25 | ↓ -88% |
| ELAP | Commercial|All Plans | $1,062.60 | ↓ -78% |
| Creighton University Employees | Commercial|All Plans | $1,555.95 | ↓ -67% |
| Medica | Commercial|CHI Health | $1,701.00 | ↓ -64% |
| United | Medicaid|Community Plan | $1,745.70 | ↓ -63% |
| United | Commercial|All Plans | $1,783.65 | ↓ -63% |
| Medica | Commercial|Open Access | $1,973.40 | ↓ -59% |
| QuikTrip | Commercial|All Plans | $2,277.00 | ↓ -52% |
| Medica | Commercial|All Other Plans | $2,322.00 | ↓ -51% |
| PHCS | Commercial|All Plans | $2,694.45 | ↓ -44% |
| Midlands Choice | Commercial|Standard | $2,846.25 | ↓ -40% |
| Midlands Choice | Commercial|Premier | $2,846.25 | ↓ -40% |
| MultiPlan | Commercial|All Plans | $3,225.75 | ↓ -33% |
| Amerigroup | Medicaid|All Plans | $7,204.39 | ↑ +51% |
| Centene | Medicaid|IA Total Care | $7,204.39 | ↑ +51% |
| IAMolina | Medicaid|All Plans | $7,345.66 | ↑ +54% |
| Humana | Medicare|All Plans | $7,395.06 | ↑ +55% |
| Medica | Medicare|All Plans | $7,395.06 | ↑ +55% |
| United | Medicare|All Plans | $7,395.06 | ↑ +55% |
| PACE | Medicare|All Plans | $7,395.06 | ↑ +55% |
| BCBS - NE | Medicare|All Plans | $7,395.06 | ↑ +55% |
| Todays Options | Medicare|All Plans | $7,542.96 | ↑ +58% |
| Centene | Medicare|All Plans | $7,616.91 | ↑ +59% |
| Great Plains | Medicare|All Plans | $7,764.81 | ↑ +62% |
| Amerigroup | Medicare|All Plans | $7,764.81 | ↑ +62% |
| Greater Omaha Packing | Commercial|Narrow Network | $12,557.99 | ↑ +163% |
| One World | Commercial|Narrow Network | $12,557.99 | ↑ +163% |
| Millard Public Schools | Commercial|Narrow Network | $12,557.99 | ↑ +163% |
| Timpte | Commercial|Broad Network | $14,441.69 | ↑ +202% |
| Greater Omaha Packing | Commercial|Broad Network | $14,441.69 | ↑ +202% |
| Millard Public Schools | Commercial|Broad Network | $14,441.69 | ↑ +202% |
| One World | Commercial|Broad Network | $14,441.69 | ↑ +202% |
| AMPS | Commercial|All Plans | $16,417.03 | ↑ +243% |
Visitor-reported prices
Comments
Bundle his recording at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $832.80 | $902.20 – $7,263.48 |
| MercyOne Des Moines Medical Center | Des Moines | $2,648.10 | $818.87 – $15,142.36 |
| MercyOne North Iowa Medical Center | Mason City | $7,549.75 | $2,973.44 – $16,897.80 |
| MercyOne Genesis Davenport Medical Center | Davenport | $927.00 | $1,004.25 – $7,263.48 |
| MercyOne Waterloo Medical Center | Waterloo | $7,167.55 | $72.21 – $15,071.25 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,234.04 | $80.69 – $6,289.59 |
| UnityPoint Health - Finley Hospital | Dubuque | $474.40 | $80.69 – $6,671.68 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $474.40 | $80.69 – $7,549.89 |