Bronchial challenge at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$831.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,980.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$67.26 with Medica vs $1,683.00 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $67.26 | ↓ -92% |
| Medica | Commercial|All Other Plans | $105.09 | ↓ -87% |
| Medica | Commercial|CHI Health | $118.06 | ↓ -86% |
| Amerigroup | Medicaid|All Plans | $295.65 | ↓ -64% |
| Centene | Medicaid|IA Total Care | $295.65 | ↓ -64% |
| Centene | Medicaid|NE Total Care | $297.00 | ↓ -64% |
| IAMolina | Medicaid|All Plans | $301.44 | ↓ -64% |
| Humana | Medicare|All Plans | $303.48 | ↓ -64% |
| BCBS - NE | Medicare|All Plans | $303.48 | ↓ -64% |
| United | Medicare|All Plans | $303.48 | ↓ -64% |
| PACE | Medicare|All Plans | $303.48 | ↓ -64% |
| Medica | Medicare|All Plans | $303.48 | ↓ -64% |
| Todays Options | Medicare|All Plans | $309.55 | ↓ -63% |
| Centene | Medicare|All Plans | $312.58 | ↓ -62% |
| Great Plains | Medicare|All Plans | $318.65 | ↓ -62% |
| Amerigroup | Medicare|All Plans | $318.65 | ↓ -62% |
| ELAP | Commercial|All Plans | $554.40 | ↓ -33% |
| AMPS | Commercial|All Plans | $673.73 | ↓ -19% |
| United | Medicaid|Community Plan | $910.80 | ↑ +10% |
| Medica | Commercial|Open Access | $1,029.60 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $1,188.00 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $1,287.00 | ↑ +55% |
| PHCS | Commercial|All Plans | $1,405.80 | ↑ +69% |
| United | Commercial|All Plans | $1,465.20 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $1,485.00 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $1,485.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $1,683.00 | ↑ +102% |
Visitor-reported prices
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Bronchial challenge at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $327.60 | $284.05 – $298.08 |
| MercyOne Dubuque Medical Center | Dubuque | $297.05 | $163.15 – $745.60 |
| MercyOne Des Moines Medical Center | Des Moines | $929.50 | $15.25 – $1,430.00 |
| MercyOne Newton Medical Center | Newton | $570.05 | $353.22 – $877.00 |
| MercyOne North Iowa Medical Center | Mason City | $445.90 | $15.25 – $808.44 |
| MercyOne Genesis Davenport Medical Center | Davenport | $364.80 | $298.08 – $395.20 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $364.80 | $71.54 – $206.72 |
| MercyOne Waterloo Medical Center | Waterloo | $491.40 | $15.25 – $721.05 |