Brain MRI (with contrast) at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,695.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,038.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$339.07 with Centene vs $3,432.30 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|IA Total Care | $339.07 | ↓ -80% |
| Amerigroup | Medicaid|All Plans | $339.07 | ↓ -80% |
| IAMolina | Medicaid|All Plans | $345.72 | ↓ -80% |
| United | Medicare|All Plans | $348.04 | ↓ -79% |
| Medica | Medicare|All Plans | $348.04 | ↓ -79% |
| BCBS - NE | Medicare|All Plans | $348.04 | ↓ -79% |
| Humana | Medicare|All Plans | $348.04 | ↓ -79% |
| PACE | Medicare|All Plans | $348.04 | ↓ -79% |
| Todays Options | Medicare|All Plans | $355.00 | ↓ -79% |
| Centene | Medicare|All Plans | $358.48 | ↓ -79% |
| Great Plains | Medicare|All Plans | $365.44 | ↓ -78% |
| Amerigroup | Medicare|All Plans | $365.44 | ↓ -78% |
| Medica | Commercial|ACO | $366.98 | ↓ -78% |
| Medica | Commercial|CHI Health | $542.66 | ↓ -68% |
| Medica | Commercial|All Other Plans | $568.26 | ↓ -66% |
| Centene | Medicaid|NE Total Care | $605.70 | ↓ -64% |
| Creighton University Employees | Commercial|All Plans | $609.51 | ↓ -64% |
| United | Commercial|All Plans | $754.66 | ↓ -56% |
| AMPS | Commercial|All Plans | $772.65 | ↓ -54% |
| Millard Public Schools | Commercial|Narrow Network | $1,051.11 | ↓ -38% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,051.11 | ↓ -38% |
| One World | Commercial|Narrow Network | $1,051.11 | ↓ -38% |
| ELAP | Commercial|All Plans | $1,130.64 | ↓ -33% |
| One World | Commercial|Broad Network | $1,208.78 | ↓ -29% |
| Timpte | Commercial|Broad Network | $1,208.78 | ↓ -29% |
| Greater Omaha Packing | Commercial|Broad Network | $1,208.78 | ↓ -29% |
| Millard Public Schools | Commercial|Broad Network | $1,208.78 | ↓ -29% |
| United | Medicaid|Community Plan | $1,857.48 | ↑ +10% |
| Medica | Commercial|Open Access | $2,099.76 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $2,099.76 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $2,422.80 | ↑ +43% |
| PHCS | Commercial|All Plans | $2,866.98 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $3,028.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $3,432.30 | ↑ +102% |
Visitor-reported prices
Comments
Brain MRI (with contrast) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,465.20 | $341.85 – $478.59 |
| MercyOne Dubuque Medical Center | Dubuque | $1,164.15 | $312.99 – $1,791.00 |
| MercyOne Clinton Medical Center | Clinton | $3,771.30 | $321.26 – $5,802.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $4,142.00 | $329.29 – $4,142.00 |
| MercyOne Des Moines Medical Center | Des Moines | $2,692.30 | $329.29 – $4,142.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,697.50 | $337.57 – $4,150.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,600.20 | $341.85 – $478.59 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,600.20 | $906.78 – $1,946.91 |