Brain image w/flow 4 + views at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$640.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,524.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$228.60 with Centene vs $1,524.00 with One World — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $228.60 ↓ -64%
ELAP Commercial|All Plans $426.72 ↓ -33%
Amerigroup Medicaid|All Plans $511.05 ↓ -20%
Centene Medicaid|IA Total Care $511.05 ↓ -20%
Medica Commercial|ACO $512.00 ↓ -20%
IAMolina Medicaid|All Plans $521.07 ↓ -19%
Humana Medicare|All Plans $524.58 ↓ -18%
Medica Medicare|All Plans $524.58 ↓ -18%
United Medicare|All Plans $524.58 ↓ -18%
PACE Medicare|All Plans $524.58 ↓ -18%
BCBS - NE Medicare|All Plans $524.58 ↓ -18%
Todays Options Medicare|All Plans $535.07 ↓ -16%
Centene Medicare|All Plans $540.32 ↓ -16%
Great Plains Medicare|All Plans $550.81 ↓ -14%
Amerigroup Medicare|All Plans $550.81 ↓ -14%
Medica Commercial|CHI Health $580.41 ↓ -9%
Medica Commercial|All Other Plans $607.79 ↓ -5%
United Medicaid|Community Plan $701.04 ↑ +10%
Midlands Choice Commercial|Premier $792.48 ↑ +24%
Medica Commercial|Open Access $792.48 ↑ +24%
Creighton University Employees Commercial|All Plans $822.70 ↑ +29%
QuikTrip Commercial|All Plans $914.40 ↑ +43%
United Commercial|All Plans $1,018.62 ↑ +59%
PHCS Commercial|All Plans $1,082.04 ↑ +69%
Midlands Choice Commercial|Standard $1,143.00 ↑ +79%
AMPS Commercial|All Plans $1,164.57 ↑ +82%
MultiPlan Commercial|All Plans $1,295.40 ↑ +102%
One World Commercial|Narrow Network $1,434.59 ↑ +124%
Greater Omaha Packing Commercial|Narrow Network $1,434.59 ↑ +124%
Millard Public Schools Commercial|Narrow Network $1,434.59 ↑ +124%
Millard Public Schools Commercial|Broad Network $1,524.00 ↑ +138%
Greater Omaha Packing Commercial|Broad Network $1,524.00 ↑ +138%
Timpte Commercial|Broad Network $1,524.00 ↑ +138%
One World Commercial|Broad Network $1,524.00 ↑ +138%

Visitor-reported prices

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Brain image w/flow 4 + views at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $803.40 $515.24 – $721.34
MercyOne Des Moines Medical Center Des Moines $1,163.50 $359.79 – $1,790.00
MercyOne North Iowa Medical Center Mason City $1,222.00 $481.28 – $1,880.00
MercyOne Genesis Davenport Medical Center Davenport $843.60 $515.24 – $721.34
UnityPoint Health - Allen Hospital Waterloo $947.48 $27.64 – $624.15
UnityPoint Health - Finley Hospital Dubuque $1,003.73 $27.64 – $1,003.73
UnityPoint Health - Grinnell Regional Medical Center Grinnell $732.80 $27.64 – $535.56
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,309.53 $27.64 – $518.60

All Iowa hospitals for this procedure →