Brach/thor cath 1st at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$937.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,233.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$304.95 with Centene vs $3,489.13 with Millard Public Schools — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $304.95 | ↓ -67% |
| Medica | Commercial|ACO | $390.08 | ↓ -58% |
| ELAP | Commercial|All Plans | $569.24 | ↓ -39% |
| Creighton University Employees | Commercial|All Plans | $833.53 | ↓ -11% |
| United | Medicaid|Community Plan | $935.18 | ↓ -0% |
| Medica | Commercial|CHI Health | $953.00 | ↑ +2% |
| United | Commercial|All Plans | $955.51 | ↑ +2% |
| Medica | Commercial|Open Access | $1,057.16 | ↑ +13% |
| QuikTrip | Commercial|All Plans | $1,219.80 | ↑ +30% |
| Medica | Commercial|All Other Plans | $1,302.00 | ↑ +39% |
| PHCS | Commercial|All Plans | $1,443.43 | ↑ +54% |
| Midlands Choice | Commercial|Standard | $1,524.75 | ↑ +63% |
| Midlands Choice | Commercial|Premier | $1,524.75 | ↑ +63% |
| MultiPlan | Commercial|All Plans | $1,728.05 | ↑ +84% |
| Millard Public Schools | Commercial|Narrow Network | $3,034.03 | ↑ +224% |
| Greater Omaha Packing | Commercial|Narrow Network | $3,034.03 | ↑ +224% |
| One World | Commercial|Narrow Network | $3,034.03 | ↑ +224% |
| Greater Omaha Packing | Commercial|Broad Network | $3,489.13 | ↑ +272% |
| One World | Commercial|Broad Network | $3,489.13 | ↑ +272% |
| Timpte | Commercial|Broad Network | $3,489.13 | ↑ +272% |
| Millard Public Schools | Commercial|Broad Network | $3,489.13 | ↑ +272% |
Visitor-reported prices
Comments
Brach/thor cath 1st at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,102.40 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $354.90 | $194.92 – $546.00 |
| MercyOne Des Moines Medical Center | Des Moines | $1,478.75 | $457.28 – $2,275.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,073.15 | $422.66 – $1,651.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,207.40 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $2,207.40 | $928.00 – $2,685.67 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,631.20 | $187.91 – $610.81 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,631.20 | $177.35 – $421.89 |