Brace wrist classic lft sm at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$68.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$164.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.10 with Centene vs $137.53 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $5.10 ↓ -93%
ELAP Commercial|All Plans $9.51 ↓ -86%
United Medicaid|Community Plan $15.62 ↓ -77%
QuikTrip Commercial|All Plans $20.37 ↓ -70%
PHCS Commercial|All Plans $24.11 ↓ -65%
United Commercial|All Plans $25.13 ↓ -64%
Medica Commercial|Open Access $25.47 ↓ -63%
Midlands Choice Commercial|Premier $25.47 ↓ -63%
Midlands Choice Commercial|Standard $25.47 ↓ -63%
MultiPlan Commercial|All Plans $28.86 ↓ -58%
Medica Commercial|ACO $33.95 ↓ -51%
Amerigroup Medicaid|All Plans $34.63 ↓ -50%
Centene Medicaid|IA Total Care $34.63 ↓ -50%
IAMolina Medicaid|All Plans $35.31 ↓ -49%
Medica Commercial|CHI Health $131.34 ↑ +91%
Medica Commercial|All Other Plans $137.53 ↑ +100%

Visitor-reported prices

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Brace wrist classic lft sm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $19.80 not published
MercyOne Dubuque Medical Center Dubuque $78.86 $0.62 – $3.22
MercyOne New Hampton Medical Center New Hampton $180.00 $5.10 – $160.18
MercyOne Dyersville Medical Center Dyersville $78.86 $1.22 – $3.62
MercyOne Clinton Medical Center Clinton $78.86 $0.62 – $3.22
MercyOne Oelwein Medical Center Oelwein $78.86 $1.23 – $3.22
MercyOne Cedar Falls Medical Center Cedar Falls $78.86 $0.56 – $3.22
MercyOne Elkader Medical Center Elkader $78.86 $1.66 – $3.37

All Iowa hospitals for this procedure →