Bone marrow imaging mult at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$320.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$762.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.30 with Centene vs $869.37 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $114.30 ↓ -64%
ELAP Commercial|All Plans $213.36 ↓ -33%
Medica Commercial|ACO $266.30 ↓ -17%
Medica Commercial|CHI Health $334.35 ↑ +4%
Medica Commercial|All Other Plans $350.12 ↑ +9%
United Medicaid|Community Plan $350.52 ↑ +10%
Amerigroup Medicaid|All Plans $381.51 ↑ +19%
Centene Medicaid|IA Total Care $381.51 ↑ +19%
IAMolina Medicaid|All Plans $388.99 ↑ +22%
Humana Medicare|All Plans $391.61 ↑ +22%
Medica Medicare|All Plans $391.61 ↑ +22%
United Medicare|All Plans $391.61 ↑ +22%
PACE Medicare|All Plans $391.61 ↑ +22%
BCBS - NE Medicare|All Plans $391.61 ↑ +22%
Medica Commercial|Open Access $396.24 ↑ +24%
Midlands Choice Commercial|Premier $396.24 ↑ +24%
Todays Options Medicare|All Plans $399.44 ↑ +25%
Centene Medicare|All Plans $403.36 ↑ +26%
Great Plains Medicare|All Plans $411.19 ↑ +28%
Amerigroup Medicare|All Plans $411.19 ↑ +28%
QuikTrip Commercial|All Plans $457.20 ↑ +43%
Creighton University Employees Commercial|All Plans $508.08 ↑ +59%
PHCS Commercial|All Plans $541.02 ↑ +69%
Midlands Choice Commercial|Standard $571.50 ↑ +79%
United Commercial|All Plans $629.08 ↑ +97%
MultiPlan Commercial|All Plans $647.70 ↑ +102%
Timpte Commercial|Broad Network $762.00 ↑ +138%
Greater Omaha Packing Commercial|Narrow Network $762.00 ↑ +138%
Millard Public Schools Commercial|Broad Network $762.00 ↑ +138%
Millard Public Schools Commercial|Narrow Network $762.00 ↑ +138%
One World Commercial|Broad Network $762.00 ↑ +138%
Greater Omaha Packing Commercial|Broad Network $762.00 ↑ +138%
One World Commercial|Narrow Network $762.00 ↑ +138%
AMPS Commercial|All Plans $869.37 ↑ +172%

Visitor-reported prices

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Bone marrow imaging mult at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $765.70 $27.95 – $504.40
UnityPoint Health - Finley Hospital Dubuque $487.20 $27.95 – $353.30
UnityPoint Health - Grinnell Regional Medical Center Grinnell $487.20 $27.95 – $399.81
UnityPoint Health - Iowa Lutheran Hospital Des Moines $880.91 $27.95 – $387.14
UnityPoint Health - Jones Regional Medical Center Anamosa $487.20 $27.95 – $70.77
UnityPoint Health - Marshalltown Marshalltown $765.70 $27.95 – $459.42
UnityPoint Health - St. Lukes Downtown Sioux City $891.16 $25.74 – $643.86
UnityPoint Health - Trinity Bettendorf Bettendorf $790.92 $27.95 – $387.55

All Iowa hospitals for this procedure →