Blood split unit at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$368.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$878.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$115.40 with Medica vs $743.75 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $115.40 | ↓ -69% |
| Medica | Commercial|CHI Health | $116.41 | ↓ -68% |
| Medica | Commercial|All Other Plans | $121.90 | ↓ -67% |
| Centene | Medicaid|NE Total Care | $131.25 | ↓ -64% |
| Amerigroup | Medicaid|All Plans | $134.63 | ↓ -63% |
| Centene | Medicaid|IA Total Care | $134.63 | ↓ -63% |
| IAMolina | Medicaid|All Plans | $137.27 | ↓ -63% |
| Medica | Medicare|All Plans | $138.19 | ↓ -63% |
| Humana | Medicare|All Plans | $138.19 | ↓ -63% |
| United | Medicare|All Plans | $138.19 | ↓ -63% |
| PACE | Medicare|All Plans | $138.19 | ↓ -63% |
| BCBS - NE | Medicare|All Plans | $138.19 | ↓ -63% |
| Todays Options | Medicare|All Plans | $140.95 | ↓ -62% |
| Centene | Medicare|All Plans | $142.34 | ↓ -61% |
| Great Plains | Medicare|All Plans | $145.10 | ↓ -61% |
| Amerigroup | Medicare|All Plans | $145.10 | ↓ -61% |
| ELAP | Commercial|All Plans | $245.00 | ↓ -34% |
| AMPS | Commercial|All Plans | $306.78 | ↓ -17% |
| United | Medicaid|Community Plan | $402.50 | ↑ +9% |
| QuikTrip | Commercial|All Plans | $525.00 | ↑ +42% |
| Creighton University Employees | Commercial|All Plans | $568.75 | ↑ +54% |
| PHCS | Commercial|All Plans | $621.25 | ↑ +68% |
| United | Commercial|All Plans | $647.50 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $656.25 | ↑ +78% |
| Midlands Choice | Commercial|Standard | $656.25 | ↑ +78% |
| Medica | Commercial|Open Access | $656.25 | ↑ +78% |
| MultiPlan | Commercial|All Plans | $743.75 | ↑ +102% |
Visitor-reported prices
Comments
Blood split unit at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Clinton Medical Center | Clinton | $661.05 | $140.46 – $1,017.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $512.20 | $152.72 – $788.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $788.00 | $143.97 – $788.00 |
| MercyOne Des Moines Medical Center | Des Moines | $512.20 | $143.97 – $788.00 |
| MercyOne Waterloo Medical Center | Waterloo | $512.20 | $146.13 – $788.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $302.84 | $93.67 – $199.50 |
| UnityPoint Health - Finley Hospital | Dubuque | $302.84 | $93.67 – $302.84 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $302.84 | $93.67 – $152.56 |