Blood, l/r, irradiated at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$452.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,077.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$79.91 with Centene vs $915.45 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|IA Total Care | $79.91 | ↓ -82% |
| Amerigroup | Medicaid|All Plans | $79.91 | ↓ -82% |
| IAMolina | Medicaid|All Plans | $81.47 | ↓ -82% |
| United | Medicare|All Plans | $82.03 | ↓ -82% |
| PACE | Medicare|All Plans | $82.03 | ↓ -82% |
| BCBS - NE | Medicare|All Plans | $82.03 | ↓ -82% |
| Humana | Medicare|All Plans | $82.03 | ↓ -82% |
| Medica | Medicare|All Plans | $82.03 | ↓ -82% |
| Todays Options | Medicare|All Plans | $83.67 | ↓ -82% |
| Centene | Medicare|All Plans | $84.49 | ↓ -81% |
| Great Plains | Medicare|All Plans | $86.13 | ↓ -81% |
| Amerigroup | Medicare|All Plans | $86.13 | ↓ -81% |
| Centene | Medicaid|NE Total Care | $161.55 | ↓ -64% |
| AMPS | Commercial|All Plans | $182.11 | ↓ -60% |
| ELAP | Commercial|All Plans | $301.56 | ↓ -33% |
| United | Medicaid|Community Plan | $495.42 | ↑ +10% |
| QuikTrip | Commercial|All Plans | $646.20 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $700.05 | ↑ +55% |
| PHCS | Commercial|All Plans | $764.67 | ↑ +69% |
| United | Commercial|All Plans | $796.98 | ↑ +76% |
| Medica | Commercial|Open Access | $807.75 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $807.75 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $807.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $915.45 | ↑ +102% |
Visitor-reported prices
Comments
Blood, l/r, irradiated at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne West Des Moines Medical Center | West Des Moines | $995.00 | $200.00 – $995.00 |
| MercyOne Des Moines Medical Center | Des Moines | $646.75 | $200.00 – $995.00 |
| CHI Health Mercy Corning | Corning | $443.04 | $396.89 – $904.54 |
| CHI Health Missouri Valley | Missouri Valley | $452.27 | $323.05 – $904.54 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $80.57 – $112.80 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $80.57 – $112.80 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $69.76 – $120.41 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $74.00 – $153.70 |