Bln inpact admiral 4x150x130cm at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$2,382.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,673.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.00 with Centene vs $255.00 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $45.00 ↓ -98%
ELAP Commercial|All Plans $84.00 ↓ -96%
One World Commercial|Narrow Network $87.00 ↓ -96%
Millard Public Schools Commercial|Narrow Network $87.00 ↓ -96%
Greater Omaha Packing Commercial|Narrow Network $87.00 ↓ -96%
Timpte Commercial|Broad Network $99.00 ↓ -96%
Greater Omaha Packing Commercial|Broad Network $99.00 ↓ -96%
Millard Public Schools Commercial|Broad Network $99.00 ↓ -96%
One World Commercial|Broad Network $99.00 ↓ -96%
United Medicaid|Community Plan $138.00 ↓ -94%
QuikTrip Commercial|All Plans $180.00 ↓ -92%
PHCS Commercial|All Plans $213.00 ↓ -91%
United Commercial|All Plans $222.00 ↓ -91%
Medica Commercial|Open Access $225.00 ↓ -91%
Midlands Choice Commercial|Premier $225.00 ↓ -91%
Midlands Choice Commercial|Standard $225.00 ↓ -91%
MultiPlan Commercial|All Plans $255.00 ↓ -89%

Visitor-reported prices

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Bln inpact admiral 4x150x130cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $4,815.00 not published
MercyOne Dubuque Medical Center Dubuque $3,619.02 $19.10 – $53.50
MercyOne New Hampton Medical Center New Hampton $3,438.50 $16.94 – $42.80
MercyOne Dyersville Medical Center Dyersville $3,619.02 $20.22 – $60.22
MercyOne Clinton Medical Center Clinton $3,619.02 $15.14 – $53.50
MercyOne Oelwein Medical Center Oelwein $3,619.02 $20.45 – $53.50
MercyOne Cedar Falls Medical Center Cedar Falls $3,619.02 $12.57 – $53.50
MercyOne Elkader Medical Center Elkader $3,619.02 $27.54 – $55.92

All Iowa hospitals for this procedure →