Bld push tfuj 2 yr/< at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$290.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$691.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.24 with Medica vs $3,259.25 with Greater Omaha Packing — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $96.24 ↓ -67%
Centene Medicaid|NE Total Care $103.65 ↓ -64%
ELAP Commercial|All Plans $193.48 ↓ -33%
United Medicaid|Community Plan $317.86 ↑ +10%
United Commercial|All Plans $324.77 ↑ +12%
QuikTrip Commercial|All Plans $414.60 ↑ +43%
Amerigroup Medicaid|All Plans $415.07 ↑ +43%
Centene Medicaid|IA Total Care $415.07 ↑ +43%
IAMolina Medicaid|All Plans $423.21 ↑ +46%
Humana Medicare|All Plans $426.06 ↑ +47%
Medica Medicare|All Plans $426.06 ↑ +47%
United Medicare|All Plans $426.06 ↑ +47%
PACE Medicare|All Plans $426.06 ↑ +47%
BCBS - NE Medicare|All Plans $426.06 ↑ +47%
Todays Options Medicare|All Plans $434.58 ↑ +50%
Centene Medicare|All Plans $438.84 ↑ +51%
Amerigroup Medicare|All Plans $447.36 ↑ +54%
Great Plains Medicare|All Plans $447.36 ↑ +54%
Creighton University Employees Commercial|All Plans $449.15 ↑ +55%
PHCS Commercial|All Plans $490.61 ↑ +69%
Midlands Choice Commercial|Premier $518.25 ↑ +79%
Medica Commercial|Open Access $518.25 ↑ +79%
Midlands Choice Commercial|Standard $518.25 ↑ +79%
MultiPlan Commercial|All Plans $587.35 ↑ +102%
AMPS Commercial|All Plans $945.85 ↑ +226%
Medica Commercial|CHI Health $953.00 ↑ +228%
Medica Commercial|All Other Plans $1,302.00 ↑ +349%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +877%
One World Commercial|Narrow Network $2,834.13 ↑ +877%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +877%
Timpte Commercial|Broad Network $3,259.25 ↑ +1023%
One World Commercial|Broad Network $3,259.25 ↑ +1023%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +1023%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +1023%

Visitor-reported prices

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Bld push tfuj 2 yr/< at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $131.20 $45.13 – $362.37
UnityPoint Health - Finley Hospital Dubuque $131.20 $45.13 – $384.38
UnityPoint Health - Grinnell Regional Medical Center Grinnell $131.20 $45.13 – $434.98
UnityPoint Health - Iowa Lutheran Hospital Des Moines $838.78 $45.13 – $421.20
UnityPoint Health - Jones Regional Medical Center Anamosa $131.20 $45.13 – $122.24
UnityPoint Health - Marshalltown Marshalltown $131.20 $45.13 – $425.42
UnityPoint Health - St. Lukes Downtown Sioux City $809.20 $42.64 – $584.64
UnityPoint Health - Trinity Bettendorf Bettendorf $131.20 $45.13 – $376.19

All Iowa hospitals for this procedure →