Bld prd mix at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$80.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$191.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$28.65 with Centene vs $370.74 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $28.65 | ↓ -64% |
| ELAP | Commercial|All Plans | $53.48 | ↓ -33% |
| Medica | Commercial|ACO | $59.26 | ↓ -26% |
| Medica | Commercial|CHI Health | $59.79 | ↓ -25% |
| Medica | Commercial|All Other Plans | $62.61 | ↓ -22% |
| Creighton University Employees | Commercial|All Plans | $75.90 | ↓ -5% |
| United | Medicaid|Community Plan | $87.86 | ↑ +10% |
| United | Commercial|All Plans | $99.04 | ↑ +23% |
| Medica | Commercial|Open Access | $99.32 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $99.32 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $114.60 | ↑ +43% |
| PHCS | Commercial|All Plans | $135.61 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $143.25 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $162.35 | ↑ +102% |
| Amerigroup | Medicaid|All Plans | $162.70 | ↑ +103% |
| Centene | Medicaid|IA Total Care | $162.70 | ↑ +103% |
| IAMolina | Medicaid|All Plans | $165.89 | ↑ +107% |
| Humana | Medicare|All Plans | $167.00 | ↑ +108% |
| Medica | Medicare|All Plans | $167.00 | ↑ +108% |
| United | Medicare|All Plans | $167.00 | ↑ +108% |
| PACE | Medicare|All Plans | $167.00 | ↑ +108% |
| BCBS - NE | Medicare|All Plans | $167.00 | ↑ +108% |
| Todays Options | Medicare|All Plans | $170.34 | ↑ +112% |
| Centene | Medicare|All Plans | $172.01 | ↑ +114% |
| Amerigroup | Medicare|All Plans | $175.35 | ↑ +119% |
| Great Plains | Medicare|All Plans | $175.35 | ↑ +119% |
| AMPS | Commercial|All Plans | $370.74 | ↑ +362% |
Visitor-reported prices
Comments
Bld prd mix at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $57.60 | $50.05 – $164.03 |
| MercyOne Des Moines Medical Center | Des Moines | $279.50 | $86.43 – $430.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $64.80 | $70.20 – $164.03 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $48.60 | $27.54 – $59.13 |
| UnityPoint Health - Allen Hospital | Waterloo | $164.99 | $18.46 – $165.89 |
| UnityPoint Health - Finley Hospital | Dubuque | $164.99 | $18.46 – $190.30 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $164.99 | $18.46 – $170.50 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $164.99 | $18.46 – $167.93 |