Biopsy tongue anterior two-thirds at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$204.39 with Medica vs $3,259.25 with Millard Public Schools — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $204.39
Centene Medicaid|IA Total Care $483.50
Amerigroup Medicaid|All Plans $483.50
IAMolina Medicaid|All Plans $492.98
PACE Medicare|All Plans $496.29
Medica Medicare|All Plans $496.29
Humana Medicare|All Plans $496.29
BCBS - NE Medicare|All Plans $496.29
United Medicare|All Plans $496.29
Todays Options Medicare|All Plans $506.22
Centene Medicare|All Plans $511.18
Great Plains Medicare|All Plans $521.10
Amerigroup Medicare|All Plans $521.10
Medica Commercial|CHI Health $953.00
AMPS Commercial|All Plans $1,101.76
Medica Commercial|All Other Plans $1,302.00
Greater Omaha Packing Commercial|Narrow Network $2,834.13
One World Commercial|Narrow Network $2,834.13
Millard Public Schools Commercial|Narrow Network $2,834.13
Greater Omaha Packing Commercial|Broad Network $3,259.25
One World Commercial|Broad Network $3,259.25
Timpte Commercial|Broad Network $3,259.25
Millard Public Schools Commercial|Broad Network $3,259.25
MultiPlan Commercial|All Plans not published by hospital
United Commercial|All Plans not published by hospital
Midlands Choice Commercial|Premier not published by hospital
United Medicaid|Community Plan not published by hospital
PHCS Commercial|All Plans not published by hospital
Medica Commercial|Open Access not published by hospital
Centene Medicaid|NE Total Care not published by hospital
ELAP Commercial|All Plans not published by hospital
QuikTrip Commercial|All Plans not published by hospital
Midlands Choice Commercial|Standard not published by hospital

Visitor-reported prices

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Biopsy tongue anterior two-thirds at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $312.00 not published
MercyOne Clinton Medical Center Clinton $482.00 $18.59 – $1,154.14
MercyOne North Iowa Medical Center Mason City $339.30 $133.63 – $1,168.44
MercyOne Genesis Davenport Medical Center Davenport $327.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $327.60 $398.58 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $884.00 $18.59 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $431.20 $97.62 – $422.11
UnityPoint Health - Finley Hospital Dubuque $431.20 $97.62 – $495.88

All Iowa hospitals for this procedure →