App high cost ss t/a/l >100sq cm 1st 100sq cm at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,531.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,028.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$358.72 with Medica vs $7,920.58 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $358.72 | ↓ -86% |
| Centene | Medicaid|NE Total Care | $904.20 | ↓ -64% |
| ELAP | Commercial|All Plans | $1,687.84 | ↓ -33% |
| United | Medicaid|Community Plan | $2,772.88 | ↑ +10% |
| United | Commercial|All Plans | $2,833.16 | ↑ +12% |
| Greater Omaha Packing | Commercial|Narrow Network | $3,034.03 | ↑ +20% |
| One World | Commercial|Narrow Network | $3,034.03 | ↑ +20% |
| Millard Public Schools | Commercial|Narrow Network | $3,034.03 | ↑ +20% |
| Medica | Commercial|Open Access | $3,134.56 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $3,134.56 | ↑ +24% |
| Centene | Medicaid|IA Total Care | $3,475.84 | ↑ +37% |
| Amerigroup | Medicaid|All Plans | $3,475.84 | ↑ +37% |
| Greater Omaha Packing | Commercial|Broad Network | $3,489.13 | ↑ +38% |
| Timpte | Commercial|Broad Network | $3,489.13 | ↑ +38% |
| Millard Public Schools | Commercial|Broad Network | $3,489.13 | ↑ +38% |
| One World | Commercial|Broad Network | $3,489.13 | ↑ +38% |
| IAMolina | Medicaid|All Plans | $3,544.00 | ↑ +40% |
| Humana | Medicare|All Plans | $3,567.83 | ↑ +41% |
| Medica | Medicare|All Plans | $3,567.83 | ↑ +41% |
| United | Medicare|All Plans | $3,567.83 | ↑ +41% |
| PACE | Medicare|All Plans | $3,567.83 | ↑ +41% |
| BCBS - NE | Medicare|All Plans | $3,567.83 | ↑ +41% |
| QuikTrip | Commercial|All Plans | $3,616.80 | ↑ +43% |
| Todays Options | Medicare|All Plans | $3,639.19 | ↑ +44% |
| Centene | Medicare|All Plans | $3,674.86 | ↑ +45% |
| Great Plains | Medicare|All Plans | $3,746.22 | ↑ +48% |
| Amerigroup | Medicare|All Plans | $3,746.22 | ↑ +48% |
| Creighton University Employees | Commercial|All Plans | $3,918.20 | ↑ +55% |
| PHCS | Commercial|All Plans | $4,279.88 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $4,521.00 | ↑ +79% |
| Medica | Commercial|CHI Health | $4,801.00 | ↑ +90% |
| MultiPlan | Commercial|All Plans | $5,123.80 | ↑ +102% |
| Medica | Commercial|All Other Plans | $6,546.00 | ↑ +159% |
| AMPS | Commercial|All Plans | $7,920.58 | ↑ +213% |
Visitor-reported prices
Comments
App high cost ss t/a/l >100sq cm 1st 100sq cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $734.40 | $795.60 – $3,504.35 |
| MercyOne Des Moines Medical Center | Des Moines | $2,135.25 | $54.74 – $4,005.68 |
| MercyOne North Iowa Medical Center | Mason City | $635.00 | $61.67 – $468.18 |
| MercyOne Genesis Davenport Medical Center | Davenport | $848.40 | $919.10 – $3,504.35 |
| MercyOne Waterloo Medical Center | Waterloo | $1,786.20 | $645.78 – $4,235.59 |
| UnityPoint Health - Allen Hospital | Waterloo | $5,877.39 | $171.55 – $3,871.73 |
| UnityPoint Health - Finley Hospital | Dubuque | $4,828.52 | $171.55 – $4,828.52 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $764.00 | $171.55 – $3,642.53 |