Analysis; simple cranial nerv pulse gen prgrmg 95976 at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$24.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$58.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.70 with Centene vs $80.67 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $8.70 | ↓ -64% |
| ELAP | Commercial|All Plans | $16.24 | ↓ -33% |
| United | Medicaid|Community Plan | $26.68 | ↑ +10% |
| Medica | Commercial|Open Access | $30.16 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $34.80 | ↑ +43% |
| Centene | Medicaid|IA Total Care | $35.40 | ↑ +45% |
| Amerigroup | Medicaid|All Plans | $35.40 | ↑ +45% |
| IAMolina | Medicaid|All Plans | $36.10 | ↑ +48% |
| PACE | Medicare|All Plans | $36.34 | ↑ +49% |
| United | Medicare|All Plans | $36.34 | ↑ +49% |
| Medica | Medicare|All Plans | $36.34 | ↑ +49% |
| BCBS - NE | Medicare|All Plans | $36.34 | ↑ +49% |
| Humana | Medicare|All Plans | $36.34 | ↑ +49% |
| Todays Options | Medicare|All Plans | $37.07 | ↑ +52% |
| Centene | Medicare|All Plans | $37.43 | ↑ +54% |
| Amerigroup | Medicare|All Plans | $38.16 | ↑ +57% |
| Great Plains | Medicare|All Plans | $38.16 | ↑ +57% |
| PHCS | Commercial|All Plans | $41.18 | ↑ +69% |
| United | Commercial|All Plans | $42.92 | ↑ +76% |
| Midlands Choice | Commercial|Standard | $43.50 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $43.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $49.30 | ↑ +102% |
| Medica | Commercial|ACO | $58.00 | ↑ +138% |
| Medica | Commercial|All Other Plans | $66.25 | ↑ +172% |
| Medica | Commercial|CHI Health | $76.34 | ↑ +213% |
| AMPS | Commercial|All Plans | $80.67 | ↑ +231% |
Visitor-reported prices
Comments
Analysis; simple cranial nerv pulse gen prgrmg 95976 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $243.00 | not published |
| MercyOne Des Moines Medical Center | Des Moines | $119.00 | $20.24 – $119.00 |
| MercyOne North Iowa Medical Center | Mason City | $40.30 | $15.87 – $350.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $255.00 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $255.00 | $310.25 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $113.60 | $30.91 – $92.07 |
| UnityPoint Health - Finley Hospital | Dubuque | $113.60 | $32.79 – $130.64 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $113.60 | $34.10 – $92.07 |