Allograft epieffect 2x3cm-q4186-cost per sq cm at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$177.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$421.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.28 with Centene vs $358.58 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $63.28 ↓ -64%
ELAP Commercial|All Plans $118.12 ↓ -33%
Greater Omaha Packing Commercial|Narrow Network $122.34 ↓ -31%
One World Commercial|Narrow Network $122.34 ↓ -31%
Millard Public Schools Commercial|Narrow Network $122.34 ↓ -31%
BCBS - NE Commercial|BluePrint $131.32 ↓ -26%
Millard Public Schools Commercial|Broad Network $139.22 ↓ -21%
Greater Omaha Packing Commercial|Broad Network $139.22 ↓ -21%
One World Commercial|Broad Network $139.22 ↓ -21%
Timpte Commercial|Broad Network $139.22 ↓ -21%
Wellmark Commercial|HMO $153.45 ↓ -13%
Wellmark Commercial|PPO $153.45 ↓ -13%
BCBS - NE Commercial|All Other Plans $175.10 ↓ -1%
United Medicaid|Community Plan $194.06 ↑ +10%
QuikTrip Commercial|All Plans $253.11 ↑ +43%
United Commercial|All Plans $261.24 ↑ +47%
PHCS Commercial|All Plans $299.52 ↑ +69%
Medica Commercial|CHI Health $315.51 ↑ +78%
Midlands Choice Commercial|Premier $316.39 ↑ +79%
Midlands Choice Commercial|Standard $316.39 ↑ +79%
Medica Commercial|Open Access $316.39 ↑ +79%
Medica Commercial|ACO $318.36 ↑ +80%
Medica Commercial|All Other Plans $330.40 ↑ +86%
MultiPlan Commercial|All Plans $358.58 ↑ +102%

Visitor-reported prices

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Allograft epieffect 2x3cm-q4186-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $2,097.63 $12.20 – $62.95
MercyOne New Hampton Medical Center New Hampton $1,492.97 $29.58 – $74.72
MercyOne Dyersville Medical Center Dyersville $2,097.63 $23.80 – $70.86
MercyOne Clinton Medical Center Clinton $2,097.63 $12.20 – $62.95
MercyOne Oelwein Medical Center Oelwein $2,097.63 $24.06 – $62.95
MercyOne Cedar Falls Medical Center Cedar Falls $2,097.63 $10.92 – $62.95
MercyOne Elkader Medical Center Elkader $2,097.63 $32.40 – $65.80
MercyOne West Des Moines Medical Center West Des Moines $3,227.12 $10.27 – $62.95

All Iowa hospitals for this procedure →