Allograft 160mg placental salera mini membrane at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$17.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.40 with Centene vs $36.00 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $5.40 ↓ -69%
ELAP Commercial|All Plans $10.08 ↓ -42%
One World Commercial|Narrow Network $10.44 ↓ -40%
Millard Public Schools Commercial|Narrow Network $10.44 ↓ -40%
Greater Omaha Packing Commercial|Narrow Network $10.44 ↓ -40%
Timpte Commercial|Broad Network $11.88 ↓ -31%
Greater Omaha Packing Commercial|Broad Network $11.88 ↓ -31%
Millard Public Schools Commercial|Broad Network $11.88 ↓ -31%
One World Commercial|Broad Network $11.88 ↓ -31%
BCBS - NE Commercial|BluePrint $14.47 ↓ -17%
United Medicaid|Community Plan $16.56 ↓ -4%
Wellmark Commercial|HMO $17.05 ↓ -2%
Wellmark Commercial|PPO $17.05 ↓ -2%
BCBS - NE Commercial|All Other Plans $19.30 ↑ +11%
QuikTrip Commercial|All Plans $21.60 ↑ +25%
PHCS Commercial|All Plans $25.56 ↑ +47%
United Commercial|All Plans $26.64 ↑ +54%
Medica Commercial|Open Access $27.00 ↑ +56%
Midlands Choice Commercial|Premier $27.00 ↑ +56%
Midlands Choice Commercial|Standard $27.00 ↑ +56%
MultiPlan Commercial|All Plans $30.60 ↑ +77%
Medica Commercial|ACO $36.00 ↑ +108%

Visitor-reported prices

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Allograft 160mg placental salera mini membrane at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $13.99 – $20.59
UnityPoint Health - Finley Hospital Dubuque not published $13.99 – $20.59
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $13.99 – $20.59
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $13.99 – $20.59
UnityPoint Health - Jones Regional Medical Center Anamosa not published $13.99 – $20.59
UnityPoint Health - Marshalltown Marshalltown not published $13.99 – $20.59
UnityPoint Health - St. Lukes Downtown Sioux City not published $13.99 – $20.59
UnityPoint Health - Trinity Bettendorf Bettendorf not published $13.99 – $20.59

All Iowa hospitals for this procedure →