Albumin (human), 25%, 50ml at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$135.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$321.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.02 with Centene vs $175.74 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $31.02 | ↓ -77% |
| BCBS - NE | Commercial|BluePrint | $45.07 | ↓ -67% |
| Wellmark | Commercial|HMO | $53.08 | ↓ -61% |
| Wellmark | Commercial|PPO | $53.08 | ↓ -61% |
| ELAP | Commercial|All Plans | $57.89 | ↓ -57% |
| BCBS - NE | Commercial|All Other Plans | $60.09 | ↓ -56% |
| United | Commercial|All Plans | $87.58 | ↓ -35% |
| United | Medicaid|Community Plan | $95.11 | ↓ -30% |
| Millard Public Schools | Commercial|Narrow Network | $102.02 | ↓ -24% |
| Greater Omaha Packing | Commercial|Narrow Network | $102.02 | ↓ -24% |
| One World | Commercial|Narrow Network | $102.02 | ↓ -24% |
| Medica | Commercial|Open Access | $107.51 | ↓ -20% |
| Medica | Commercial|CHI Health | $108.50 | ↓ -20% |
| Medica | Commercial|ACO | $111.47 | ↓ -17% |
| Medica | Commercial|All Other Plans | $113.61 | ↓ -16% |
| Timpte | Commercial|Broad Network | $117.32 | ↓ -13% |
| Greater Omaha Packing | Commercial|Broad Network | $117.32 | ↓ -13% |
| Millard Public Schools | Commercial|Broad Network | $117.32 | ↓ -13% |
| One World | Commercial|Broad Network | $117.32 | ↓ -13% |
| QuikTrip | Commercial|All Plans | $124.05 | ↓ -8% |
| PHCS | Commercial|All Plans | $146.80 | ↑ +9% |
| Midlands Choice | Commercial|Premier | $155.07 | ↑ +15% |
| Midlands Choice | Commercial|Standard | $155.07 | ↑ +15% |
| MultiPlan | Commercial|All Plans | $175.74 | ↑ +30% |
Visitor-reported prices
Comments
Albumin (human), 25%, 50ml at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $347.15 | not published |
| MercyOne Genesis Davenport Medical Center | Davenport | $322.92 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $322.92 | $61.89 – $132.88 |
| UnityPoint Health - Allen Hospital | Waterloo | $144.48 | $16.53 – $53.08 |
| UnityPoint Health - Finley Hospital | Dubuque | $162.56 | $41.64 – $176.36 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $127.56 | $46.93 – $74.30 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $190.67 | $1.98 – $53.08 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $144.48 | $49.68 – $121.39 |