_afb org id by sequencing rflx ast-sendout at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$514.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,225.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.78 with Amerigroup vs $1,041.25 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $111.78 ↓ -78%
Centene Medicaid|IA Total Care $111.78 ↓ -78%
IAMolina Medicaid|All Plans $113.97 ↓ -78%
Humana Medicare|All Plans $115.36 ↓ -78%
Medica Medicare|All Plans $115.36 ↓ -78%
United Medicare|All Plans $115.36 ↓ -78%
PACE Medicare|All Plans $115.36 ↓ -78%
BCBS - NE Medicare|All Plans $115.36 ↓ -78%
Todays Options Medicare|All Plans $117.67 ↓ -77%
Centene Medicare|All Plans $118.82 ↓ -77%
Amerigroup Medicare|All Plans $121.13 ↓ -76%
Great Plains Medicare|All Plans $121.13 ↓ -76%
Centene Medicaid|NE Total Care $183.75 ↓ -64%
Medica Commercial|ACO $221.95 ↓ -57%
Medica Commercial|CHI Health $237.18 ↓ -54%
Medica Commercial|All Other Plans $248.37 ↓ -52%
AMPS Commercial|All Plans $256.10 ↓ -50%
ELAP Commercial|All Plans $343.00 ↓ -33%
Creighton University Employees Commercial|All Plans $371.83 ↓ -28%
United Commercial|All Plans $485.16 ↓ -6%
United Medicaid|Community Plan $563.50 ↑ +10%
Midlands Choice Commercial|Premier $637.00 ↑ +24%
Medica Commercial|Open Access $637.00 ↑ +24%
QuikTrip Commercial|All Plans $735.00 ↑ +43%
One World Commercial|Narrow Network $789.19 ↑ +53%
Millard Public Schools Commercial|Narrow Network $789.19 ↑ +53%
Greater Omaha Packing Commercial|Narrow Network $789.19 ↑ +53%
PHCS Commercial|All Plans $869.75 ↑ +69%
Greater Omaha Packing Commercial|Broad Network $907.56 ↑ +76%
Timpte Commercial|Broad Network $907.56 ↑ +76%
Millard Public Schools Commercial|Broad Network $907.56 ↑ +76%
One World Commercial|Broad Network $907.56 ↑ +76%
Midlands Choice Commercial|Standard $918.75 ↑ +79%
MultiPlan Commercial|All Plans $1,041.25 ↑ +102%

Visitor-reported prices

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_afb org id by sequencing rflx ast-sendout at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $366.00 $115.36 – $115.36
MercyOne Dubuque Medical Center Dubuque $370.50 $111.78 – $570.00
MercyOne Genesis Davenport Medical Center Davenport $408.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $291.00 $164.90 – $354.05
UnityPoint Health - Allen Hospital Waterloo $289.60 $69.22 – $179.44
UnityPoint Health - Finley Hospital Dubuque $289.60 $3.50 – $179.44
UnityPoint Health - Grinnell Regional Medical Center Grinnell $289.60 $52.47 – $121.13
UnityPoint Health - Iowa Lutheran Hospital Des Moines $289.60 $43.51 – $179.44

All Iowa hospitals for this procedure →