Ablation cryo retro lymph node at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$321.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$766.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.12 with Centene vs $3,259.25 with Timpte — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $18.12 ↓ -94%
ELAP Commercial|All Plans $33.81 ↓ -89%
United Medicaid|Community Plan $55.55 ↓ -83%
United Commercial|All Plans $56.76 ↓ -82%
Midlands Choice Commercial|Premier $62.79 ↓ -80%
Medica Commercial|Open Access $62.79 ↓ -80%
QuikTrip Commercial|All Plans $72.45 ↓ -77%
PHCS Commercial|All Plans $85.74 ↓ -73%
Midlands Choice Commercial|Standard $90.57 ↓ -72%
MultiPlan Commercial|All Plans $102.64 ↓ -68%
Creighton University Employees Commercial|All Plans $314.06 ↓ -2%
Amerigroup Medicaid|All Plans $415.07 ↑ +29%
Centene Medicaid|IA Total Care $415.07 ↑ +29%
IAMolina Medicaid|All Plans $423.21 ↑ +32%
Humana Medicare|All Plans $426.06 ↑ +32%
Medica Medicare|All Plans $426.06 ↑ +32%
United Medicare|All Plans $426.06 ↑ +32%
PACE Medicare|All Plans $426.06 ↑ +32%
BCBS - NE Medicare|All Plans $426.06 ↑ +32%
Todays Options Medicare|All Plans $434.58 ↑ +35%
Centene Medicare|All Plans $438.84 ↑ +36%
Amerigroup Medicare|All Plans $447.36 ↑ +39%
Great Plains Medicare|All Plans $447.36 ↑ +39%
AMPS Commercial|All Plans $945.85 ↑ +194%
Medica Commercial|CHI Health $953.00 ↑ +196%
Medica Commercial|ACO $1,175.00 ↑ +265%
Medica Commercial|All Other Plans $1,302.00 ↑ +305%
One World Commercial|Narrow Network $2,834.13 ↑ +781%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +781%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +781%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +913%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +913%
One World Commercial|Broad Network $3,259.25 ↑ +913%
Timpte Commercial|Broad Network $3,259.25 ↑ +913%

Visitor-reported prices

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Ablation cryo retro lymph node at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $511.20 $418.48 – $522.60
MercyOne Genesis Davenport Medical Center Davenport $557.40 $418.48 – $585.87
MercyOne Genesis DeWitt Medical Center DeWitt $373.80 $454.79 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $699.56 $362.37 – $625.45
UnityPoint Health - Marshalltown Marshalltown $699.56 $306.06 – $697.81
UnityPoint Health - St. Lukes Downtown Sioux City $859.53 $279.35 – $698.37
UnityPoint Health - St. Luke's Hospital Cedar Rapids $1,036.09 $384.53 – $709.72
UnityPoint Health - Finley Hospital Dubuque not published $384.38 – $798.32

All Iowa hospitals for this procedure →