Ablation cryo retro lymph node at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$321.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$766.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.12 with Centene vs $3,259.25 with Timpte — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $18.12 | ↓ -94% |
| ELAP | Commercial|All Plans | $33.81 | ↓ -89% |
| United | Medicaid|Community Plan | $55.55 | ↓ -83% |
| United | Commercial|All Plans | $56.76 | ↓ -82% |
| Midlands Choice | Commercial|Premier | $62.79 | ↓ -80% |
| Medica | Commercial|Open Access | $62.79 | ↓ -80% |
| QuikTrip | Commercial|All Plans | $72.45 | ↓ -77% |
| PHCS | Commercial|All Plans | $85.74 | ↓ -73% |
| Midlands Choice | Commercial|Standard | $90.57 | ↓ -72% |
| MultiPlan | Commercial|All Plans | $102.64 | ↓ -68% |
| Creighton University Employees | Commercial|All Plans | $314.06 | ↓ -2% |
| Amerigroup | Medicaid|All Plans | $415.07 | ↑ +29% |
| Centene | Medicaid|IA Total Care | $415.07 | ↑ +29% |
| IAMolina | Medicaid|All Plans | $423.21 | ↑ +32% |
| Humana | Medicare|All Plans | $426.06 | ↑ +32% |
| Medica | Medicare|All Plans | $426.06 | ↑ +32% |
| United | Medicare|All Plans | $426.06 | ↑ +32% |
| PACE | Medicare|All Plans | $426.06 | ↑ +32% |
| BCBS - NE | Medicare|All Plans | $426.06 | ↑ +32% |
| Todays Options | Medicare|All Plans | $434.58 | ↑ +35% |
| Centene | Medicare|All Plans | $438.84 | ↑ +36% |
| Amerigroup | Medicare|All Plans | $447.36 | ↑ +39% |
| Great Plains | Medicare|All Plans | $447.36 | ↑ +39% |
| AMPS | Commercial|All Plans | $945.85 | ↑ +194% |
| Medica | Commercial|CHI Health | $953.00 | ↑ +196% |
| Medica | Commercial|ACO | $1,175.00 | ↑ +265% |
| Medica | Commercial|All Other Plans | $1,302.00 | ↑ +305% |
| One World | Commercial|Narrow Network | $2,834.13 | ↑ +781% |
| Millard Public Schools | Commercial|Narrow Network | $2,834.13 | ↑ +781% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,834.13 | ↑ +781% |
| Greater Omaha Packing | Commercial|Broad Network | $3,259.25 | ↑ +913% |
| Millard Public Schools | Commercial|Broad Network | $3,259.25 | ↑ +913% |
| One World | Commercial|Broad Network | $3,259.25 | ↑ +913% |
| Timpte | Commercial|Broad Network | $3,259.25 | ↑ +913% |
Visitor-reported prices
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Ablation cryo retro lymph node at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $511.20 | $418.48 – $522.60 |
| MercyOne Genesis Davenport Medical Center | Davenport | $557.40 | $418.48 – $585.87 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $373.80 | $454.79 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $699.56 | $362.37 – $625.45 |
| UnityPoint Health - Marshalltown | Marshalltown | $699.56 | $306.06 – $697.81 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $859.53 | $279.35 – $698.37 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $1,036.09 | $384.53 – $709.72 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $384.38 – $798.32 |