Ablation cryo adrenal tumor at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$3,846.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,159.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,296.15 with Centene vs $12,807.00 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $1,296.15 | ↓ -66% |
| ELAP | Commercial|All Plans | $2,419.48 | ↓ -37% |
| One World | Commercial|Narrow Network | $2,834.13 | ↓ -26% |
| Millard Public Schools | Commercial|Narrow Network | $2,834.13 | ↓ -26% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,834.13 | ↓ -26% |
| One World | Commercial|Broad Network | $3,259.25 | ↓ -15% |
| Greater Omaha Packing | Commercial|Broad Network | $3,259.25 | ↓ -15% |
| Millard Public Schools | Commercial|Broad Network | $3,259.25 | ↓ -15% |
| Timpte | Commercial|Broad Network | $3,259.25 | ↓ -15% |
| Creighton University Employees | Commercial|All Plans | $3,542.81 | ↓ -8% |
| United | Medicaid|Community Plan | $3,974.86 | ↑ +3% |
| United | Commercial|All Plans | $4,061.27 | ↑ +6% |
| Medica | Commercial|Open Access | $4,493.32 | ↑ +17% |
| Midlands Choice | Commercial|Premier | $4,493.32 | ↑ +17% |
| QuikTrip | Commercial|All Plans | $5,184.60 | ↑ +35% |
| Amerigroup | Medicaid|All Plans | $5,539.33 | ↑ +44% |
| Centene | Medicaid|IA Total Care | $5,539.33 | ↑ +44% |
| IAMolina | Medicaid|All Plans | $5,647.95 | ↑ +47% |
| Humana | Medicare|All Plans | $5,685.93 | ↑ +48% |
| Medica | Medicare|All Plans | $5,685.93 | ↑ +48% |
| United | Medicare|All Plans | $5,685.93 | ↑ +48% |
| PACE | Medicare|All Plans | $5,685.93 | ↑ +48% |
| BCBS - NE | Medicare|All Plans | $5,685.93 | ↑ +48% |
| Todays Options | Medicare|All Plans | $5,799.65 | ↑ +51% |
| Centene | Medicare|All Plans | $5,856.51 | ↑ +52% |
| Great Plains | Medicare|All Plans | $5,970.23 | ↑ +55% |
| Amerigroup | Medicare|All Plans | $5,970.23 | ↑ +55% |
| PHCS | Commercial|All Plans | $6,135.11 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $6,480.75 | ↑ +68% |
| MultiPlan | Commercial|All Plans | $7,344.85 | ↑ +91% |
| Medica | Commercial|CHI Health | $9,391.00 | ↑ +144% |
| Medica | Commercial|ACO | $11,162.00 | ↑ +190% |
| AMPS | Commercial|All Plans | $12,622.76 | ↑ +228% |
| Medica | Commercial|All Other Plans | $12,807.00 | ↑ +233% |
Visitor-reported prices
Comments
Ablation cryo adrenal tumor at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,635.40 | $3,938.35 – $5,584.77 |
| MercyOne Des Moines Medical Center | Des Moines | $43,405.09 | $71.76 – $11,736.86 |
| MercyOne Genesis Davenport Medical Center | Davenport | $4,199.40 | $4,549.35 – $5,584.77 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $10,348.33 | $3,389.08 – $7,541.51 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $4,835.96 – $8,346.96 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $5,129.74 – $10,654.03 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | not published | $5,554.35 – $5,804.99 |
| UnityPoint Health - Marshalltown | Marshalltown | not published | $5,486.87 – $10,253.60 |