Ablate pulm tumor perq crybl at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$5,181.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,338.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$815.87 with Medica vs $22,524.92 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $815.87 ↓ -84%
Centene Medicaid|NE Total Care $1,850.70 ↓ -64%
ELAP Commercial|All Plans $3,454.64 ↓ -33%
Creighton University Employees Commercial|All Plans $5,058.58 ↓ -2%
United Medicaid|Community Plan $5,675.48 ↑ +10%
United Commercial|All Plans $5,798.86 ↑ +12%
Midlands Choice Commercial|Premier $6,415.76 ↑ +24%
Medica Commercial|Open Access $6,415.76 ↑ +24%
QuikTrip Commercial|All Plans $7,402.80 ↑ +43%
PHCS Commercial|All Plans $8,759.98 ↑ +69%
One World Commercial|Narrow Network $9,185.68 ↑ +77%
Greater Omaha Packing Commercial|Narrow Network $9,185.68 ↑ +77%
Millard Public Schools Commercial|Narrow Network $9,185.68 ↑ +77%
Midlands Choice Commercial|Standard $9,253.50 ↑ +79%
Medica Commercial|CHI Health $9,391.00 ↑ +81%
Centene Medicaid|IA Total Care $9,884.76 ↑ +91%
Amerigroup Medicaid|All Plans $9,884.76 ↑ +91%
IAMolina Medicaid|All Plans $10,078.58 ↑ +94%
Humana Medicare|All Plans $10,146.36 ↑ +96%
Medica Medicare|All Plans $10,146.36 ↑ +96%
United Medicare|All Plans $10,146.36 ↑ +96%
PACE Medicare|All Plans $10,146.36 ↑ +96%
BCBS - NE Medicare|All Plans $10,146.36 ↑ +96%
Todays Options Medicare|All Plans $10,349.29 ↑ +100%
Centene Medicare|All Plans $10,450.75 ↑ +102%
MultiPlan Commercial|All Plans $10,487.30 ↑ +102%
One World Commercial|Broad Network $10,563.53 ↑ +104%
Greater Omaha Packing Commercial|Broad Network $10,563.53 ↑ +104%
Millard Public Schools Commercial|Broad Network $10,563.53 ↑ +104%
Timpte Commercial|Broad Network $10,563.53 ↑ +104%
Great Plains Medicare|All Plans $10,653.68 ↑ +106%
Amerigroup Medicare|All Plans $10,653.68 ↑ +106%
Medica Commercial|All Other Plans $12,807.00 ↑ +147%
AMPS Commercial|All Plans $22,524.92 ↑ +335%

Visitor-reported prices

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Ablate pulm tumor perq crybl at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $26,644.80 $392.22 – $8,629.61
UnityPoint Health - Finley Hospital Dubuque $26,644.80 $392.22 – $15,320.76
UnityPoint Health - Grinnell Regional Medical Center Grinnell $26,644.80 $392.22 – $10,358.80
UnityPoint Health - Iowa Lutheran Hospital Des Moines $26,644.80 $392.22 – $10,030.71
UnityPoint Health - Jones Regional Medical Center Anamosa $26,644.80 $392.22 – $1,041.48
UnityPoint Health - Marshalltown Marshalltown $26,644.80 $392.22 – $10,131.12
UnityPoint Health - St. Lukes Downtown Sioux City $26,644.80 $392.22 – $9,220.40
UnityPoint Health - Trinity Bettendorf Bettendorf $26,644.80 $392.22 – $8,958.86

All Iowa hospitals for this procedure →