3d recon without postprocess indpndt at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$238.14

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$567.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.21 with Medica vs $481.95 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $29.21 ↓ -88%
Creighton University Employees Commercial|All Plans $35.69 ↓ -85%
United Commercial|All Plans $44.19 ↓ -81%
Medica Commercial|CHI Health $46.12 ↓ -81%
Medica Commercial|All Other Plans $48.29 ↓ -80%
Greater Omaha Packing Commercial|Narrow Network $58.07 ↓ -76%
One World Commercial|Narrow Network $58.07 ↓ -76%
Millard Public Schools Commercial|Narrow Network $58.07 ↓ -76%
One World Commercial|Broad Network $66.78 ↓ -72%
Timpte Commercial|Broad Network $66.78 ↓ -72%
Greater Omaha Packing Commercial|Broad Network $66.78 ↓ -72%
Millard Public Schools Commercial|Broad Network $66.78 ↓ -72%
Centene Medicaid|NE Total Care $85.05 ↓ -64%
ELAP Commercial|All Plans $158.76 ↓ -33%
United Medicaid|Community Plan $260.82 ↑ +10%
Midlands Choice Commercial|Premier $294.84 ↑ +24%
Medica Commercial|Open Access $294.84 ↑ +24%
QuikTrip Commercial|All Plans $340.20 ↑ +43%
PHCS Commercial|All Plans $402.57 ↑ +69%
Midlands Choice Commercial|Standard $425.25 ↑ +79%
MultiPlan Commercial|All Plans $481.95 ↑ +102%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

3d recon without postprocess indpndt at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $241.80 not published
MercyOne Dubuque Medical Center Dubuque $386.10 $212.06 – $594.00
MercyOne Clinton Medical Center Clinton $386.10 $168.10 – $594.00
MercyOne West Des Moines Medical Center West Des Moines $666.00 $133.87 – $666.00
MercyOne Des Moines Medical Center Des Moines $432.90 $1.86 – $666.00
MercyOne Newton Medical Center Newton $449.80 $394.44 – $692.00
MercyOne North Iowa Medical Center Mason City $432.90 $170.50 – $666.00
MercyOne Genesis Davenport Medical Center Davenport $264.00 not published

All Iowa hospitals for this procedure →