3-d radiotherapy plan at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$5,593.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,317.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$483.84 with Medica vs $11,319.45 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $483.84 ↓ -91%
Medica Commercial|CHI Health $923.78 ↓ -83%
Medica Commercial|All Other Plans $967.36 ↓ -83%
Greater Omaha Packing Commercial|Narrow Network $1,218.72 ↓ -78%
Millard Public Schools Commercial|Narrow Network $1,218.72 ↓ -78%
One World Commercial|Narrow Network $1,218.72 ↓ -78%
Amerigroup Medicaid|All Plans $1,299.07 ↓ -77%
Centene Medicaid|IA Total Care $1,299.07 ↓ -77%
IAMolina Medicaid|All Plans $1,324.54 ↓ -76%
Humana Medicare|All Plans $1,333.45 ↓ -76%
Medica Medicare|All Plans $1,333.45 ↓ -76%
United Medicare|All Plans $1,333.45 ↓ -76%
PACE Medicare|All Plans $1,333.45 ↓ -76%
BCBS - NE Medicare|All Plans $1,333.45 ↓ -76%
Todays Options Medicare|All Plans $1,360.12 ↓ -76%
Centene Medicare|All Plans $1,373.45 ↓ -75%
Amerigroup Medicare|All Plans $1,400.12 ↓ -75%
Great Plains Medicare|All Plans $1,400.12 ↓ -75%
Millard Public Schools Commercial|Broad Network $1,401.53 ↓ -75%
One World Commercial|Broad Network $1,401.53 ↓ -75%
Timpte Commercial|Broad Network $1,401.53 ↓ -75%
Greater Omaha Packing Commercial|Broad Network $1,401.53 ↓ -75%
Centene Medicaid|NE Total Care $1,997.55 ↓ -64%
AMPS Commercial|All Plans $2,960.26 ↓ -47%
ELAP Commercial|All Plans $3,728.76 ↓ -33%
United Medicaid|Community Plan $6,125.82 ↑ +10%
Medica Commercial|Open Access $6,924.84 ↑ +24%
Midlands Choice Commercial|Premier $6,924.84 ↑ +24%
QuikTrip Commercial|All Plans $7,990.20 ↑ +43%
Creighton University Employees Commercial|All Plans $8,656.05 ↑ +55%
PHCS Commercial|All Plans $9,455.07 ↑ +69%
United Commercial|All Plans $9,854.58 ↑ +76%
Midlands Choice Commercial|Standard $9,987.75 ↑ +79%
MultiPlan Commercial|All Plans $11,319.45 ↑ +102%

Visitor-reported prices

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3-d radiotherapy plan at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $3,328.80 $1,309.73 – $1,833.62
MercyOne Dubuque Medical Center Dubuque $5,294.25 $143.35 – $8,145.00
MercyOne Clinton Medical Center Clinton $5,969.60 $1,239.00 – $9,184.00
MercyOne Des Moines Medical Center Des Moines $3,647.00 $143.35 – $4,077.00
MercyOne North Iowa Medical Center Mason City $6,149.65 $145.05 – $9,461.00
MercyOne Genesis Davenport Medical Center Davenport $3,635.40 $1,309.73 – $1,833.62
MercyOne Waterloo Medical Center Waterloo $7,255.95 $143.35 – $7,925.73
UnityPoint Health - Allen Hospital Waterloo $1,287.20 $210.68 – $1,134.12

All Iowa hospitals for this procedure →