2d tee w or without fol w/con,in at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,874.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,462.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$669.30 with Centene vs $3,792.70 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $669.30 | ↓ -64% |
| United | Medicare|All Plans | $769.96 | ↓ -59% |
| Humana | Medicare|All Plans | $769.96 | ↓ -59% |
| BCBS - NE | Medicare|All Plans | $769.96 | ↓ -59% |
| Medica | Medicare|All Plans | $769.96 | ↓ -59% |
| PACE | Medicare|All Plans | $769.96 | ↓ -59% |
| Todays Options | Medicare|All Plans | $785.36 | ↓ -58% |
| Centene | Medicare|All Plans | $793.06 | ↓ -58% |
| Great Plains | Medicare|All Plans | $808.46 | ↓ -57% |
| Amerigroup | Medicare|All Plans | $808.46 | ↓ -57% |
| ELAP | Commercial|All Plans | $1,249.36 | ↓ -33% |
| AMPS | Commercial|All Plans | $1,709.31 | ↓ -9% |
| United | Medicaid|Community Plan | $2,052.52 | ↑ +10% |
| Medica | Commercial|Open Access | $2,320.24 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $2,677.20 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $2,900.30 | ↑ +55% |
| PHCS | Commercial|All Plans | $3,168.02 | ↑ +69% |
| United | Commercial|All Plans | $3,301.88 | ↑ +76% |
| Midlands Choice | Commercial|Standard | $3,346.50 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $3,346.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $3,792.70 | ↑ +102% |
Visitor-reported prices
Comments
2d tee w or without fol w/con,in at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $1,416.35 | $437.98 – $2,179.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,018.90 | $795.14 – $3,106.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,131.00 | $408.90 – $1,740.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,707.38 | $743.00 – $1,380.84 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,642.24 | $671.27 – $1,642.24 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,410.56 | $752.14 – $1,304.71 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,707.38 | $743.00 – $1,703.11 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,711.58 | $556.26 – $1,390.66 |