Reconstruction of nail bed at CHI Health Mercy Corning

603 Rosary Drive, Corning, IA · Chihealth · · NPI 1699856260

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$394.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$821.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$159.53 with United vs $363.58 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $159.53 ↓ -60%
Humana Medicare|All Plans $159.53 ↓ -60%
Medica Medicare|All Plans $159.53 ↓ -60%
United Medicaid|Community Plan $159.53 ↓ -60%
PACE Medicare|All Plans $159.53 ↓ -60%
BCBS - NE Medicare|All Plans $159.53 ↓ -60%
Amerigroup Medicaid|All Plans $162.73 ↓ -59%
Centene Medicare|All Plans $162.73 ↓ -59%
Centene Medicaid|IA Total Care $162.73 ↓ -59%
IAMolina Medicaid|All Plans $165.92 ↓ -58%
Amerigroup Medicare|All Plans $167.51 ↓ -57%
Great Plains Medicare|All Plans $167.51 ↓ -57%
Wellmark Commercial|PPO $222.60 ↓ -44%
Wellmark Commercial|HMO $222.60 ↓ -44%
Medica Commercial|CHI Health $337.61 ↓ -14%
Medica Commercial|All Other Plans $337.61 ↓ -14%
AMPS Commercial|All Plans $354.16 ↓ -10%
Timpte Commercial|Broad Network $356.16 ↓ -10%
QuikTrip Commercial|All Plans $356.16 ↓ -10%
Medica Commercial|Open Access $356.16 ↓ -10%
Medica Commercial|ACO $356.16 ↓ -10%
Midlands Choice Commercial|Premier $356.16 ↓ -10%
Midlands Choice Commercial|Standard $356.16 ↓ -10%
Millard Public Schools Commercial|Narrow Network $356.16 ↓ -10%
One World Commercial|Broad Network $356.16 ↓ -10%
One World Commercial|Narrow Network $356.16 ↓ -10%
Greater Omaha Packing Commercial|Broad Network $356.16 ↓ -10%
Greater Omaha Packing Commercial|Narrow Network $356.16 ↓ -10%
Millard Public Schools Commercial|Broad Network $356.16 ↓ -10%
PHCS Commercial|All Plans $363.58 ↓ -8%
United Commercial|All Plans $363.58 ↓ -8%
MultiPlan Commercial|All Plans $363.58 ↓ -8%

Visitor-reported prices

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Reconstruction of nail bed at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $731.20 $171.30 – $1,516.20
UnityPoint Health - Finley Hospital Dubuque $731.20 $171.30 – $1,608.31
UnityPoint Health - Grinnell Regional Medical Center Grinnell $731.20 $171.30 – $1,820.02
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,503.56 $171.30 – $1,762.37
UnityPoint Health - Jones Regional Medical Center Anamosa $731.20 $171.30 – $453.57
UnityPoint Health - Marshalltown Marshalltown $731.20 $171.30 – $1,780.02
UnityPoint Health - St. Lukes Downtown Sioux City $731.20 $171.30 – $1,620.01
UnityPoint Health - Trinity Bettendorf Bettendorf $731.20 $171.30 – $1,574.05

All Iowa hospitals for this procedure →