Probe cryo 1150mm endo flex ster disp at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$4,097.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,304.48

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.28 with MEDICAL ASSOCIATES vs $421.50 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $119.28 ↓ -97%
HEALTH CHOICES MEDICAL ASSOCIATES $119.28 ↓ -97%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $121.81 ↓ -97%
GEHA UNITED HEALTHCARE $252.90 ↓ -94%
UNITED HEALTHCARE UNITED HEALTHCARE $252.90 ↓ -94%
THE ALLIANCE THE ALLIANCE $255.64 ↓ -94%
AETNA EAP AETNA $368.81 ↓ -91%
CHRISTIAN BROTHER SERVICES AETNA $368.81 ↓ -91%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $368.81 ↓ -91%
LUCENT HEALTH AETNA $368.81 ↓ -91%
AETNA AETNA $368.81 ↓ -91%
ASR HEALTH BENEFITS AETNA $368.81 ↓ -91%
1199 NATIONAL BENEFIT FUND AETNA $368.81 ↓ -91%
FIRST HEALTH AETNA $368.81 ↓ -91%
AETNA DOMESTIC AETNA $368.81 ↓ -91%
COVENTRY AETNA $368.81 ↓ -91%
ALLIED BENEFIT SYSTEMS AETNA $368.81 ↓ -91%
MERITAIN AETNA $368.81 ↓ -91%
WEBTPA AETNA $368.81 ↓ -91%
MEDICAL MUTUAL AETNA $368.81 ↓ -91%
LUMINARE HEALTH AETNA $368.81 ↓ -91%
HEALTH PARTNERS HEALTH PARTNERS $369.66 ↓ -91%
CIGNA MIDLANDS CHOICE PPO $379.35 ↓ -91%
CIGNA EAP MIDLANDS CHOICE PPO $379.35 ↓ -91%
AUXIANT MIDLANDS CHOICE PPO $379.35 ↓ -91%
QUALCARE QCCH $379.35 ↓ -91%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $379.35 ↓ -91%
MULTIPLAN MULTIPLAN $379.35 ↓ -91%
MEDICA MIDLANDS CHOICE PPO $379.35 ↓ -91%
MIDLANDS MIDLANDS CHOICE PPO $379.35 ↓ -91%
USA MANAGED CARE USA MANAGED CARE $400.43 ↓ -90%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $421.50 ↓ -90%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $421.50 ↓ -90%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $421.50 ↓ -90%

Visitor-reported prices

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Probe cryo 1150mm endo flex ster disp at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $4,097.91 $150.48 – $421.50
MercyOne New Hampton Medical Center New Hampton $3,893.50 $207.85 – $525.00
MercyOne Dyersville Medical Center Dyersville $4,097.91 $159.33 – $474.44
MercyOne Oelwein Medical Center Oelwein $4,097.91 $161.10 – $421.50
MercyOne Cedar Falls Medical Center Cedar Falls $4,097.91 $99.05 – $421.50
MercyOne Elkader Medical Center Elkader $4,097.91 $216.95 – $440.55
MercyOne West Des Moines Medical Center West Des Moines $7,267.51 $84.72 – $421.50
MercyOne Des Moines Medical Center Des Moines $4,097.91 $84.72 – $421.50

All Iowa hospitals for this procedure →