Prev med cnsl indiv apprx 45 at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$380.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$586.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.20 with AETNA MEDICARE ADVANTAGE vs $1,453.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $117.20 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $165.84 ↓ -56%
HEALTH CHOICES MEDICAL ASSOCIATES $165.84 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $169.35 ↓ -56%
OSCAR OSCAR $222.68 ↓ -42%
NOVA CLAIMDOC $351.60 ↓ -8%
CLAIMDOC CLAIMDOC $351.60 ↓ -8%
THE ALLIANCE THE ALLIANCE $355.41 ↓ -7%
FIRST HEALTH AETNA $512.75 ↑ +35%
AETNA DOMESTIC AETNA $512.75 ↑ +35%
AETNA EAP AETNA $512.75 ↑ +35%
LUMINARE HEALTH AETNA $512.75 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $512.75 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $512.75 ↑ +35%
LUCENT HEALTH AETNA $512.75 ↑ +35%
AETNA AETNA $512.75 ↑ +35%
ASR HEALTH BENEFITS AETNA $512.75 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $512.75 ↑ +35%
COVENTRY AETNA $512.75 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $512.75 ↑ +35%
MERITAIN AETNA $512.75 ↑ +35%
WEBTPA AETNA $512.75 ↑ +35%
MEDICAL MUTUAL AETNA $512.75 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $513.92 ↑ +35%
CIGNA EAP MIDLANDS CHOICE PPO $527.40 ↑ +38%
MULTIPLAN MULTIPLAN $527.40 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $527.40 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $527.40 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $527.40 ↑ +38%
QUALCARE QCCH $527.40 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $527.40 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $527.40 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $556.70 ↑ +46%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $586.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $586.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $586.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $1,453.00 ↑ +281%
GEHA UNITED HEALTHCARE $1,453.00 ↑ +281%

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Prev med cnsl indiv apprx 45 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $167.40 not published
MercyOne Genesis Davenport Medical Center Davenport $175.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $175.80 $213.89 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $160.00 $109.09 – $168.81
UnityPoint Health - Finley Hospital Dubuque $160.00 $95.76 – $184.00
UnityPoint Health - Grinnell Regional Medical Center Grinnell $160.00 $109.09 – $168.81
UnityPoint Health - Iowa Lutheran Hospital Des Moines $160.00 $109.09 – $168.81
UnityPoint Health - Jones Regional Medical Center Anamosa $160.00 $109.09 – $168.81

All Iowa hospitals for this procedure →