Membrane collgn porcine maci w/autologous cult chondrocytes at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$65,273.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$100,420.54

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19,461.50 with IOWA TOTAL CARE vs $100,420.54 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $19,461.50 ↓ -70%
MOLINA MEDICAID MOLINA MEDICAID $19,652.30 ↓ -70%
WELLPOINT MEDICAID WELLPOINT MEDICAID $19,728.62 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $20,084.11 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $28,419.01 ↓ -56%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $28,419.01 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $29,021.54 ↓ -56%
OSCAR OSCAR $38,159.81 ↓ -42%
UNITED HEALTHCARE UNITED HEALTHCARE $50,210.27 ↓ -23%
GEHA UNITED HEALTHCARE $50,210.27 ↓ -23%
NOVA CLAIMDOC $60,252.32 ↓ -8%
CLAIMDOC CLAIMDOC $60,252.32 ↓ -8%
THE ALLIANCE THE ALLIANCE $60,905.06 ↓ -7%
MERITAIN AETNA $87,867.97 ↑ +35%
AETNA AETNA $87,867.97 ↑ +35%
AETNA DOMESTIC AETNA $87,867.97 ↑ +35%
AETNA EAP AETNA $87,867.97 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $87,867.97 ↑ +35%
ASR HEALTH BENEFITS AETNA $87,867.97 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $87,867.97 ↑ +35%
COVENTRY AETNA $87,867.97 ↑ +35%
FIRST HEALTH AETNA $87,867.97 ↑ +35%
LUCENT HEALTH AETNA $87,867.97 ↑ +35%
LUMINARE HEALTH AETNA $87,867.97 ↑ +35%
MEDICAL MUTUAL AETNA $87,867.97 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $87,867.97 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $87,867.97 ↑ +35%
WEBTPA AETNA $87,867.97 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $88,068.81 ↑ +35%
MULTIPLAN MULTIPLAN $90,378.49 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $90,378.49 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $90,378.49 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $90,378.49 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $90,378.49 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $90,378.49 ↑ +38%
QUALCARE QCCH $90,378.49 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $90,378.49 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $95,399.51 ↑ +46%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $100,420.54 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $100,420.54 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $100,420.54 ↑ +54%

Visitor-reported prices

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Membrane collgn porcine maci w/autologous cult chondrocytes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $65,273.35 $19,461.50 – $100,420.54
MercyOne New Hampton Medical Center New Hampton $75,943.40 $46,255.37 – $116,836.00
MercyOne Dyersville Medical Center Dyersville $65,273.35 $37,958.96 – $113,033.36
MercyOne Oelwein Medical Center Oelwein $65,273.35 $38,380.73 – $100,420.54
MercyOne Cedar Falls Medical Center Cedar Falls $65,273.35 $17,412.92 – $100,420.54
MercyOne Elkader Medical Center Elkader $65,273.35 $51,686.45 – $104,959.55
MercyOne West Des Moines Medical Center West Des Moines $100,420.54 $16,388.63 – $100,420.54
MercyOne Des Moines Medical Center Des Moines $65,273.35 $16,388.63 – $100,420.54

All Iowa hospitals for this procedure →