CT scan for therapy guide at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,272.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,958.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$379.46 with IOWA TOTAL CARE vs $1,958.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $379.46 ↓ -70%
MOLINA MEDICAID MOLINA MEDICAID $383.18 ↓ -70%
WELLPOINT MEDICAID WELLPOINT MEDICAID $384.67 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $391.60 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $554.11 ↓ -56%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $554.11 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $565.86 ↓ -56%
OSCAR OSCAR $744.04 ↓ -42%
NOVA CLAIMDOC $1,174.80 ↓ -8%
CLAIMDOC CLAIMDOC $1,174.80 ↓ -8%
THE ALLIANCE THE ALLIANCE $1,187.53 ↓ -7%
AETNA EAP AETNA $1,713.25 ↑ +35%
LUMINARE HEALTH AETNA $1,713.25 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $1,713.25 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $1,713.25 ↑ +35%
LUCENT HEALTH AETNA $1,713.25 ↑ +35%
AETNA AETNA $1,713.25 ↑ +35%
ASR HEALTH BENEFITS AETNA $1,713.25 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $1,713.25 ↑ +35%
FIRST HEALTH AETNA $1,713.25 ↑ +35%
AETNA DOMESTIC AETNA $1,713.25 ↑ +35%
COVENTRY AETNA $1,713.25 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $1,713.25 ↑ +35%
MERITAIN AETNA $1,713.25 ↑ +35%
WEBTPA AETNA $1,713.25 ↑ +35%
MEDICAL MUTUAL AETNA $1,713.25 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $1,717.17 ↑ +35%
CIGNA EAP MIDLANDS CHOICE PPO $1,762.20 ↑ +38%
QUALCARE QCCH $1,762.20 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $1,762.20 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $1,762.20 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $1,762.20 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,762.20 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $1,762.20 ↑ +38%
MULTIPLAN MULTIPLAN $1,762.20 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $1,860.10 ↑ +46%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,958.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $1,958.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,958.00 ↑ +54%

Visitor-reported prices

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CT scan for therapy guide at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $381.60 not published
MercyOne Dubuque Medical Center Dubuque $365.00 $29.95 – $134.36
MercyOne Des Moines Medical Center Des Moines $365.00 $29.95 – $134.38
MercyOne North Iowa Medical Center Mason City $365.00 $28.97 – $135.00
MercyOne Genesis Davenport Medical Center Davenport $417.00 not published
UnityPoint Health - Allen Hospital Waterloo $282.40 $41.97 – $87.34
UnityPoint Health - Finley Hospital Dubuque $282.40 $41.97 – $120.52
UnityPoint Health - Grinnell Regional Medical Center Grinnell $282.40 $41.97 – $87.34

All Iowa hospitals for this procedure →