Compatibility test incubate at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$126.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$195.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.19 with MEDICAL ASSOCIATES vs $364.58 with NOVA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $55.19 ↓ -56%
HEALTH CHOICES MEDICAL ASSOCIATES $55.19 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $56.36 ↓ -56%
THE ALLIANCE THE ALLIANCE $118.27 ↓ -7%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $156.89 ↑ +24%
UNITED HEALTHCARE UNITED HEALTHCARE $157.25 ↑ +24%
GEHA UNITED HEALTHCARE $157.25 ↑ +24%
MOLINA MEDICAID MOLINA MEDICAID $158.43 ↑ +25%
WELLPOINT MEDICAID WELLPOINT MEDICAID $159.04 ↑ +25%
CHRISTIAN BROTHER SERVICES AETNA $170.63 ↑ +35%
AETNA DOMESTIC AETNA $170.63 ↑ +35%
AETNA EAP AETNA $170.63 ↑ +35%
MERITAIN AETNA $170.63 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $170.63 ↑ +35%
COVENTRY AETNA $170.63 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $170.63 ↑ +35%
MEDICAL MUTUAL AETNA $170.63 ↑ +35%
LUCENT HEALTH AETNA $170.63 ↑ +35%
AETNA AETNA $170.63 ↑ +35%
ASR HEALTH BENEFITS AETNA $170.63 ↑ +35%
WEBTPA AETNA $170.63 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $170.63 ↑ +35%
FIRST HEALTH AETNA $170.63 ↑ +35%
LUMINARE HEALTH AETNA $170.63 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $171.02 ↑ +35%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $174.06 ↑ +37%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $174.06 ↑ +37%
BCN DOMESTIC WELLMARK PPO $174.06 ↑ +37%
BCBS GENERIC WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - AR WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NM WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - ID WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - VT WELLMARK PPO $174.06 ↑ +37%
KAISER DOMESTIC WELLMARK PPO $174.06 ↑ +37%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - IL WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
WC DOMESTIC WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MN WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NE WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - FL WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - WY WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $174.06 ↑ +37%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - ND WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - KS WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - AL WELLMARK PPO $174.06 ↑ +37%
BLUE CARE NETWORK WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - AZ WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - HI WELLMARK PPO $174.06 ↑ +37%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $174.06 ↑ +37%
BLUE SHIELD - CA WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $174.06 ↑ +37%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $174.06 ↑ +37%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MA WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $174.06 ↑ +37%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - OK WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS DOMESTIC WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MS WELLMARK PPO $174.06 ↑ +37%
PRE-EMPLOYMENT WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - LA WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - TX WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - SC WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MI WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - MT WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - RI WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - TN WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - FEDERAL WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - NC WELLMARK PPO $174.06 ↑ +37%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $174.06 ↑ +37%
CIGNA EAP MIDLANDS CHOICE PPO $175.50 ↑ +38%
MULTIPLAN MULTIPLAN $175.50 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $175.50 ↑ +38%
QUALCARE QCCH $175.50 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $175.50 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $175.50 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $175.50 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $175.50 ↑ +38%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $177.76 ↑ +40%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $177.76 ↑ +40%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $177.76 ↑ +40%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $179.53 ↑ +42%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $181.31 ↑ +43%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $185.01 ↑ +46%
USA MANAGED CARE USA MANAGED CARE $185.25 ↑ +46%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $195.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $195.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $195.00 ↑ +54%
AMISH HOSPITAL AID AMISH HOSPITAL AID $241.24 ↑ +90%
OSCAR OSCAR $247.45 ↑ +95%
AMBETTER AMBETTER MARKETPLACE $304.73 ↑ +140%
CLAIMDOC CLAIMDOC $364.58 ↑ +188%
NOVA CLAIMDOC $364.58 ↑ +188%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Compatibility test incubate at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $25.35 $14.27 – $340.41
MercyOne West Des Moines Medical Center West Des Moines $39.00 $7.84 – $330.76
UnityPoint Health - Allen Hospital Waterloo $156.24 $17.87 – $171.40
UnityPoint Health - Finley Hospital Dubuque $156.24 $17.87 – $190.30
UnityPoint Health - Grinnell Regional Medical Center Grinnell $156.24 $17.87 – $171.40
UnityPoint Health - Iowa Lutheran Hospital Des Moines $156.24 $17.87 – $171.40
UnityPoint Health - Jones Regional Medical Center Anamosa $156.24 $17.87 – $173.22
UnityPoint Health - Marshalltown Marshalltown $156.24 $17.87 – $166.75

All Iowa hospitals for this procedure →