Car seat/bed test additional 30 minutes at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$38.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.70 with HEALTH CHOICES vs $1,187.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $16.70 ↓ -56%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $16.70 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $17.05 ↓ -56%
THE ALLIANCE THE ALLIANCE $35.78 ↓ -7%
AETNA EAP AETNA $51.63 ↑ +35%
LUMINARE HEALTH AETNA $51.63 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $51.63 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $51.63 ↑ +35%
LUCENT HEALTH AETNA $51.63 ↑ +35%
AETNA AETNA $51.63 ↑ +35%
ASR HEALTH BENEFITS AETNA $51.63 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $51.63 ↑ +35%
FIRST HEALTH AETNA $51.63 ↑ +35%
AETNA DOMESTIC AETNA $51.63 ↑ +35%
COVENTRY AETNA $51.63 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $51.63 ↑ +35%
MERITAIN AETNA $51.63 ↑ +35%
WEBTPA AETNA $51.63 ↑ +35%
MEDICAL MUTUAL AETNA $51.63 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $51.74 ↑ +35%
AUXIANT MIDLANDS CHOICE PPO $53.10 ↑ +38%
QUALCARE QCCH $53.10 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $53.10 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $53.10 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $53.10 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $53.10 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $53.10 ↑ +38%
MULTIPLAN MULTIPLAN $53.10 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $56.05 ↑ +46%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $59.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $59.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $59.00 ↑ +54%
GEHA UNITED HEALTHCARE $1,187.00 ↑ +2995%
UNITED HEALTHCARE UNITED HEALTHCARE $1,187.00 ↑ +2995%

Visitor-reported prices

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Car seat/bed test additional 30 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $94.25 $51.77 – $195.00
MercyOne Newton Medical Center Newton $151.45 $151.45 – $233.00
MercyOne North Iowa Medical Center Mason City $40.30 $15.87 – $350.00
MercyOne Waterloo Medical Center Waterloo $40.00 $5.47 – $53.58
UnityPoint Health - Allen Hospital Waterloo $79.05 $7.42 – $52.07
UnityPoint Health - Finley Hospital Dubuque $93.66 $7.42 – $93.66
UnityPoint Health - Grinnell Regional Medical Center Grinnell $97.62 $7.42 – $49.17
UnityPoint Health - Iowa Lutheran Hospital Des Moines $72.42 $7.42 – $26.61

All Iowa hospitals for this procedure →