X-ray forearm 2 views (both sides) at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$537.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$537.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.24 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $358.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $98.24 ↓ -82%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $98.59 ↓ -82%
MOLINA MEDICAID MOLINA MEDICAID $100.04 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $100.53 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $102.75 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $103.82 ↓ -81%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $104.86 ↓ -80%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $105.90 ↓ -80%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $107.87 ↓ -80%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $110.05 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $138.08 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $174.42 ↓ -68%
NOVA CLAIMDOC $208.68 ↓ -61%
CLAIMDOC CLAIMDOC $208.68 ↓ -61%
GEHA UNITED HEALTHCARE $257.76 ↓ -52%
UNITED HEALTHCARE UNITED HEALTHCARE $257.76 ↓ -52%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $273.51 ↓ -49%
HEALTH CHOICES MEDICAL ASSOCIATES $273.51 ↓ -49%
COVENTRY AETNA $335.45 ↓ -38%
ALLIED BENEFIT SYSTEMS AETNA $335.45 ↓ -38%
MERITAIN AETNA $335.45 ↓ -38%
LUCENT HEALTH AETNA $335.45 ↓ -38%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $335.45 ↓ -38%
FIRST HEALTH AETNA $335.45 ↓ -38%
AETNA DOMESTIC AETNA $335.45 ↓ -38%
ASR HEALTH BENEFITS AETNA $335.45 ↓ -38%
AETNA AETNA $335.45 ↓ -38%
CHRISTIAN BROTHER SERVICES AETNA $335.45 ↓ -38%
LUMINARE HEALTH AETNA $335.45 ↓ -38%
WEBTPA AETNA $335.45 ↓ -38%
MEDICAL MUTUAL AETNA $335.45 ↓ -38%
AETNA EAP AETNA $335.45 ↓ -38%
1199 NATIONAL BENEFIT FUND AETNA $335.45 ↓ -38%
HEALTH PARTNERS HEALTH PARTNERS $344.40 ↓ -36%
MEDICA MIDLANDS CHOICE PPO $350.84 ↓ -35%
CIGNA MIDLANDS CHOICE PPO $350.84 ↓ -35%
CIGNA EAP MIDLANDS CHOICE PPO $350.84 ↓ -35%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $350.84 ↓ -35%
MIDLANDS MIDLANDS CHOICE PPO $350.84 ↓ -35%
AUXIANT MIDLANDS CHOICE PPO $350.84 ↓ -35%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $358.00 ↓ -33%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $358.00 ↓ -33%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $358.00 ↓ -33%

Visitor-reported prices

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X-ray forearm 2 views (both sides) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $264.60 $84.28 – $118.00
MercyOne New Hampton Medical Center New Hampton $828.10 $60.36 – $358.00
MercyOne Dyersville Medical Center Dyersville $349.05 $135.32 – $402.96
MercyOne Clinton Medical Center Clinton $438.10 $80.14 – $449.00
MercyOne Oelwein Medical Center Oelwein $349.05 $136.83 – $358.00
MercyOne Cedar Falls Medical Center Cedar Falls $455.65 $81.99 – $467.00
MercyOne Elkader Medical Center Elkader $349.05 $184.26 – $374.18
MercyOne Des Moines Medical Center Des Moines $560.00 $4.90 – $560.00

All Iowa hospitals for this procedure →