Warde 3008005 oligoclonal bands at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$186.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$186.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.84 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $186.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $26.84 ↓ -86%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $27.39 ↓ -85%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $27.66 ↓ -85%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $27.94 ↓ -85%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $28.45 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $29.03 ↓ -84%
AMISH HOSPITAL AID AMISH HOSPITAL AID $36.43 ↓ -80%
AMBETTER AMBETTER MARKETPLACE $46.02 ↓ -75%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $51.22 ↓ -72%
MOLINA MEDICAID MOLINA MEDICAID $51.98 ↓ -72%
WELLPOINT MEDICAID WELLPOINT MEDICAID $52.23 ↓ -72%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $53.38 ↓ -71%
NOVA CLAIMDOC $55.05 ↓ -70%
CLAIMDOC CLAIMDOC $55.05 ↓ -70%
GEHA UNITED HEALTHCARE $133.92 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE $133.92 ↓ -28%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $142.10 ↓ -24%
HEALTH CHOICES MEDICAL ASSOCIATES $142.10 ↓ -24%
COVENTRY AETNA $174.28 ↓ -6%
ALLIED BENEFIT SYSTEMS AETNA $174.28 ↓ -6%
MERITAIN AETNA $174.28 ↓ -6%
LUCENT HEALTH AETNA $174.28 ↓ -6%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $174.28 ↓ -6%
FIRST HEALTH AETNA $174.28 ↓ -6%
AETNA DOMESTIC AETNA $174.28 ↓ -6%
ASR HEALTH BENEFITS AETNA $174.28 ↓ -6%
AETNA AETNA $174.28 ↓ -6%
CHRISTIAN BROTHER SERVICES AETNA $174.28 ↓ -6%
LUMINARE HEALTH AETNA $174.28 ↓ -6%
WEBTPA AETNA $174.28 ↓ -6%
MEDICAL MUTUAL AETNA $174.28 ↓ -6%
AETNA EAP AETNA $174.28 ↓ -6%
1199 NATIONAL BENEFIT FUND AETNA $174.28 ↓ -6%
HEALTH PARTNERS HEALTH PARTNERS $178.93 ↓ -4%
MEDICA MIDLANDS CHOICE PPO $182.28 ↓ -2%
CIGNA MIDLANDS CHOICE PPO $182.28 ↓ -2%
CIGNA EAP MIDLANDS CHOICE PPO $182.28 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $182.28 ↓ -2%
MIDLANDS MIDLANDS CHOICE PPO $182.28 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $182.28 ↓ -2%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $186.00 ↑ +0%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $186.00 ↑ +0%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $186.00 ↑ +0%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $246.00 $27.39 – $27.39
MercyOne Dubuque Medical Center Dubuque $185.90 $26.54 – $286.00
MercyOne New Hampton Medical Center New Hampton $120.90 $26.84 – $88.00
MercyOne Clinton Medical Center Clinton $81.25 $26.54 – $125.00
MercyOne West Des Moines Medical Center West Des Moines $197.00 $26.54 – $197.00
MercyOne Des Moines Medical Center Des Moines $128.05 $26.54 – $197.00
MercyOne Newton Medical Center Newton $120.90 $26.54 – $186.00
MercyOne North Iowa Medical Center Mason City $120.90 $26.54 – $186.00

All Iowa hospitals for this procedure →