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Shoulder MRI (with and without contrast) at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$9,476.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,476.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,733.38 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $6,317.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,733.38 ↓ -82%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,739.70 ↓ -82%
MOLINA MEDICAID MOLINA MEDICAID $1,765.29 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,773.81 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,812.98 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,831.93 ↓ -81%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,850.25 ↓ -80%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,868.57 ↓ -80%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,903.31 ↓ -80%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,941.85 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,436.47 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $3,077.64 ↓ -68%
NOVA CLAIMDOC $3,682.18 ↓ -61%
CLAIMDOC CLAIMDOC $3,682.18 ↓ -61%
GEHA UNITED HEALTHCARE $4,548.24 ↓ -52%
UNITED HEALTHCARE UNITED HEALTHCARE $4,548.24 ↓ -52%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $4,826.19 ↓ -49%
HEALTH CHOICES MEDICAL ASSOCIATES $4,826.19 ↓ -49%
WEBTPA AETNA $5,919.03 ↓ -38%
COVENTRY AETNA $5,919.03 ↓ -38%
ALLIED BENEFIT SYSTEMS AETNA $5,919.03 ↓ -38%
LUCENT HEALTH AETNA $5,919.03 ↓ -38%
LUMINARE HEALTH AETNA $5,919.03 ↓ -38%
ASR HEALTH BENEFITS AETNA $5,919.03 ↓ -38%
CHRISTIAN BROTHER SERVICES AETNA $5,919.03 ↓ -38%
FIRST HEALTH AETNA $5,919.03 ↓ -38%
1199 NATIONAL BENEFIT FUND AETNA $5,919.03 ↓ -38%
AETNA AETNA $5,919.03 ↓ -38%
MERITAIN AETNA $5,919.03 ↓ -38%
MEDICAL MUTUAL AETNA $5,919.03 ↓ -38%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $5,919.03 ↓ -38%
AETNA DOMESTIC AETNA $5,919.03 ↓ -38%
AETNA EAP AETNA $5,919.03 ↓ -38%
HEALTH PARTNERS HEALTH PARTNERS $6,076.95 ↓ -36%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $6,190.66 ↓ -35%
MIDLANDS MIDLANDS CHOICE PPO $6,190.66 ↓ -35%
AUXIANT MIDLANDS CHOICE PPO $6,190.66 ↓ -35%
MEDICA MIDLANDS CHOICE PPO $6,190.66 ↓ -35%
CIGNA MIDLANDS CHOICE PPO $6,190.66 ↓ -35%
CIGNA EAP MIDLANDS CHOICE PPO $6,190.66 ↓ -35%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $6,317.00 ↓ -33%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $6,317.00 ↓ -33%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $6,317.00 ↓ -33%

Visitor-reported prices

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Shoulder MRI (with and without contrast) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,953.68 $94.35 – $1,452.98
MercyOne Dubuque Medical Center Dubuque $5,964.40 $312.99 – $6,117.00
UnityPoint Health - Allen Hospital Waterloo $2,425.67 $94.35 – $1,597.91
MercyOne Cedar Falls Medical Center Cedar Falls $10,871.25 $328.68 – $11,150.00
MercyOne Genesis Davenport West Medical Center Davenport $3,451.80 $341.85 – $478.59
MercyOne New Hampton Medical Center New Hampton $6,159.40 $2,500.90 – $6,317.00
MercyOne Clinton Medical Center Clinton $4,715.10 $321.26 – $4,836.00
MercyOne West Des Moines Medical Center West Des Moines $11,106.00 $329.29 – $7,404.00

All Iowa hospitals for this procedure →