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Sheath laser cavaclear 14f at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$8,946.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,946.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,824.29 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $6,648.28 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,824.29 ↓ -80%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,830.94 ↓ -80%
MOLINA MEDICAID MOLINA MEDICAID $1,857.86 ↓ -79%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,866.84 ↓ -79%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,908.06 ↓ -79%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,928.00 ↓ -78%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,947.28 ↓ -78%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,966.56 ↓ -78%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $2,003.13 ↓ -78%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $2,043.68 ↓ -77%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,564.24 ↓ -71%
AMBETTER AMBETTER MARKETPLACE $3,239.04 ↓ -64%
CLAIMDOC CLAIMDOC $3,875.28 ↓ -57%
NOVA CLAIMDOC $3,875.28 ↓ -57%
HEALTH CHOICES MEDICAL ASSOCIATES $5,079.29 ↓ -43%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $5,079.29 ↓ -43%
UNITED HEALTHCARE UNITED HEALTHCARE $5,817.25 ↓ -35%
GEHA UNITED HEALTHCARE $5,817.25 ↓ -35%
ALLIED BENEFIT SYSTEMS AETNA $6,229.44 ↓ -30%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $6,229.44 ↓ -30%
WEBTPA AETNA $6,229.44 ↓ -30%
ASR HEALTH BENEFITS AETNA $6,229.44 ↓ -30%
AETNA AETNA $6,229.44 ↓ -30%
CHRISTIAN BROTHER SERVICES AETNA $6,229.44 ↓ -30%
AETNA DOMESTIC AETNA $6,229.44 ↓ -30%
AETNA EAP AETNA $6,229.44 ↓ -30%
COVENTRY AETNA $6,229.44 ↓ -30%
FIRST HEALTH AETNA $6,229.44 ↓ -30%
LUCENT HEALTH AETNA $6,229.44 ↓ -30%
LUMINARE HEALTH AETNA $6,229.44 ↓ -30%
MEDICAL MUTUAL AETNA $6,229.44 ↓ -30%
MERITAIN AETNA $6,229.44 ↓ -30%
1199 NATIONAL BENEFIT FUND AETNA $6,229.44 ↓ -30%
HEALTH PARTNERS HEALTH PARTNERS $6,395.65 ↓ -29%
MIDLANDS MIDLANDS CHOICE PPO $6,515.31 ↓ -27%
AUXIANT MIDLANDS CHOICE PPO $6,515.31 ↓ -27%
CIGNA MIDLANDS CHOICE PPO $6,515.31 ↓ -27%
CIGNA EAP MIDLANDS CHOICE PPO $6,515.31 ↓ -27%
MEDICA MIDLANDS CHOICE PPO $6,515.31 ↓ -27%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $6,515.31 ↓ -27%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $6,648.28 ↓ -26%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $6,648.28 ↓ -26%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $6,648.28 ↓ -26%

Visitor-reported prices

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Sheath laser cavaclear 14f at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $5,815.06 $2,373.44 – $6,648.28
MercyOne New Hampton Medical Center New Hampton $5,525.00 $2,500.77 – $6,316.66
MercyOne Dyersville Medical Center Dyersville $5,815.06 $2,513.05 – $7,483.30
MercyOne Clinton Medical Center Clinton $5,815.06 $1,881.46 – $6,648.28
MercyOne Oelwein Medical Center Oelwein $5,815.06 $2,540.97 – $6,648.28
MercyOne Cedar Falls Medical Center Cedar Falls $5,815.06 $1,562.35 – $6,648.28
MercyOne Elkader Medical Center Elkader $5,815.06 $3,421.87 – $6,948.78
MercyOne West Des Moines Medical Center West Des Moines $8,946.25 $1,336.30 – $6,648.28

All Iowa hospitals for this procedure →