healthcosts.net

Removal of bone for graft at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$996.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$996.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$252.54 with AETNA MEDICARE ADVANTAGE vs $996.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $252.54 ↓ -75%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $273.30 ↓ -73%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $274.30 ↓ -72%
MOLINA MEDICAID MOLINA MEDICAID $278.33 ↓ -72%
WELLPOINT MEDICAID WELLPOINT MEDICAID $279.68 ↓ -72%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $285.85 ↓ -71%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $291.73 ↓ -71%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $294.62 ↓ -70%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $300.09 ↓ -70%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $306.17 ↓ -69%
AMISH HOSPITAL AID AMISH HOSPITAL AID $384.16 ↓ -61%
AMBETTER AMBETTER MARKETPLACE $485.25 ↓ -51%
CLAIMDOC CLAIMDOC $580.57 ↓ -42%
NOVA CLAIMDOC $580.57 ↓ -42%
HEALTH CHOICES MEDICAL ASSOCIATES $760.94 ↓ -24%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $760.94 ↓ -24%
UNITED HEALTHCARE UNITED HEALTHCARE $871.50 ↓ -13%
GEHA UNITED HEALTHCARE $871.50 ↓ -13%
ALLIED BENEFIT SYSTEMS AETNA $933.25 ↓ -6%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $933.25 ↓ -6%
WEBTPA AETNA $933.25 ↓ -6%
ASR HEALTH BENEFITS AETNA $933.25 ↓ -6%
AETNA AETNA $933.25 ↓ -6%
CHRISTIAN BROTHER SERVICES AETNA $933.25 ↓ -6%
AETNA DOMESTIC AETNA $933.25 ↓ -6%
AETNA EAP AETNA $933.25 ↓ -6%
COVENTRY AETNA $933.25 ↓ -6%
FIRST HEALTH AETNA $933.25 ↓ -6%
LUCENT HEALTH AETNA $933.25 ↓ -6%
LUMINARE HEALTH AETNA $933.25 ↓ -6%
MEDICAL MUTUAL AETNA $933.25 ↓ -6%
MERITAIN AETNA $933.25 ↓ -6%
1199 NATIONAL BENEFIT FUND AETNA $933.25 ↓ -6%
HEALTH PARTNERS HEALTH PARTNERS $958.15 ↓ -4%
MIDLANDS MIDLANDS CHOICE PPO $976.08 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $976.08 ↓ -2%
CIGNA MIDLANDS CHOICE PPO $976.08 ↓ -2%
CIGNA EAP MIDLANDS CHOICE PPO $976.08 ↓ -2%
MEDICA MIDLANDS CHOICE PPO $976.08 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $976.08 ↓ -2%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $996.00 ↑ +0%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $996.00 ↑ +0%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $996.00 ↑ +0%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Removal of bone for graft at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Clinton Medical Center Clinton $34,469.09 $0.96 – $27,474.19
MercyOne West Des Moines Medical Center West Des Moines $104,104.65 $0.96 – $14,087.30
MercyOne Genesis Davenport Medical Center Davenport $380.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $380.40 $462.82 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $78,036.26 $4.56 – $24,808.12
UnityPoint Health - Allen Hospital Waterloo $696.80 $243.85 – $5,921.26
UnityPoint Health - Finley Hospital Dubuque $696.80 $243.85 – $6,280.98
UnityPoint Health - Grinnell Regional Medical Center Grinnell $696.80 $243.85 – $7,107.76

All Iowa hospitals for this procedure →