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Neck MRA (blood vessel MRI, with and without contrast) at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$5,458.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,458.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,497.68 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $5,458.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,497.68 ↓ -73%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,503.13 ↓ -72%
MOLINA MEDICAID MOLINA MEDICAID $1,525.24 ↓ -72%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,532.61 ↓ -72%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,566.45 ↓ -71%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,582.82 ↓ -71%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,598.65 ↓ -71%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,614.48 ↓ -70%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,644.50 ↓ -70%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,677.79 ↓ -69%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,105.15 ↓ -61%
AMBETTER AMBETTER MARKETPLACE $2,659.14 ↓ -51%
NOVA CLAIMDOC $3,181.47 ↓ -42%
CLAIMDOC CLAIMDOC $3,181.47 ↓ -42%
GEHA UNITED HEALTHCARE $3,929.76 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE $3,929.76 ↓ -28%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $4,169.91 ↓ -24%
HEALTH CHOICES MEDICAL ASSOCIATES $4,169.91 ↓ -24%
WEBTPA AETNA $5,114.15 ↓ -6%
COVENTRY AETNA $5,114.15 ↓ -6%
ALLIED BENEFIT SYSTEMS AETNA $5,114.15 ↓ -6%
LUCENT HEALTH AETNA $5,114.15 ↓ -6%
LUMINARE HEALTH AETNA $5,114.15 ↓ -6%
ASR HEALTH BENEFITS AETNA $5,114.15 ↓ -6%
CHRISTIAN BROTHER SERVICES AETNA $5,114.15 ↓ -6%
FIRST HEALTH AETNA $5,114.15 ↓ -6%
1199 NATIONAL BENEFIT FUND AETNA $5,114.15 ↓ -6%
AETNA AETNA $5,114.15 ↓ -6%
MERITAIN AETNA $5,114.15 ↓ -6%
MEDICAL MUTUAL AETNA $5,114.15 ↓ -6%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $5,114.15 ↓ -6%
AETNA DOMESTIC AETNA $5,114.15 ↓ -6%
AETNA EAP AETNA $5,114.15 ↓ -6%
HEALTH PARTNERS HEALTH PARTNERS $5,250.60 ↓ -4%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $5,348.84 ↓ -2%
MIDLANDS MIDLANDS CHOICE PPO $5,348.84 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $5,348.84 ↓ -2%
MEDICA MIDLANDS CHOICE PPO $5,348.84 ↓ -2%
CIGNA MIDLANDS CHOICE PPO $5,348.84 ↓ -2%
CIGNA EAP MIDLANDS CHOICE PPO $5,348.84 ↓ -2%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $5,458.00 ↑ +0%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $5,458.00 ↑ +0%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $5,458.00 ↑ +0%

Visitor-reported prices

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Neck MRA (blood vessel MRI, with and without contrast) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,792.99 $78.60 – $1,393.92
UnityPoint Health - Allen Hospital Waterloo $2,389.24 $78.60 – $1,573.91
MercyOne Clinton Medical Center Clinton $2,679.30 $321.26 – $4,122.00
MercyOne Elkader Medical Center Elkader $3,547.70 $2,809.23 – $5,704.70
MercyOne Des Moines Medical Center Des Moines $3,695.25 $52.61 – $5,685.00
MercyOne Genesis Davenport West Medical Center Davenport $2,330.40 $341.85 – $478.59
MercyOne Dubuque Medical Center Dubuque $3,019.25 $312.99 – $4,645.00
MercyOne New Hampton Medical Center New Hampton $3,547.70 $2,160.82 – $5,458.00

All Iowa hospitals for this procedure →