Kit gene analys d816 variant at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$840.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$840.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.37 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $840.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $122.37 ↓ -85%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $123.60 ↓ -85%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $124.87 ↓ -85%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $126.12 ↓ -85%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $127.37 ↓ -85%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $129.71 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $132.36 ↓ -84%
AMISH HOSPITAL AID AMISH HOSPITAL AID $166.08 ↓ -80%
AMBETTER AMBETTER MARKETPLACE $209.78 ↓ -75%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $231.34 ↓ -72%
MOLINA MEDICAID MOLINA MEDICAID $234.74 ↓ -72%
WELLPOINT MEDICAID WELLPOINT MEDICAID $235.87 ↓ -72%
NOVA CLAIMDOC $250.99 ↓ -70%
CLAIMDOC CLAIMDOC $250.99 ↓ -70%
GEHA UNITED HEALTHCARE $604.80 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE $604.80 ↓ -28%
HEALTH CHOICES MEDICAL ASSOCIATES $641.76 ↓ -24%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $641.76 ↓ -24%
ALLIED BENEFIT SYSTEMS AETNA $787.08 ↓ -6%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $787.08 ↓ -6%
WEBTPA AETNA $787.08 ↓ -6%
ASR HEALTH BENEFITS AETNA $787.08 ↓ -6%
AETNA AETNA $787.08 ↓ -6%
CHRISTIAN BROTHER SERVICES AETNA $787.08 ↓ -6%
AETNA DOMESTIC AETNA $787.08 ↓ -6%
AETNA EAP AETNA $787.08 ↓ -6%
COVENTRY AETNA $787.08 ↓ -6%
FIRST HEALTH AETNA $787.08 ↓ -6%
LUCENT HEALTH AETNA $787.08 ↓ -6%
LUMINARE HEALTH AETNA $787.08 ↓ -6%
MEDICAL MUTUAL AETNA $787.08 ↓ -6%
MERITAIN AETNA $787.08 ↓ -6%
1199 NATIONAL BENEFIT FUND AETNA $787.08 ↓ -6%
HEALTH PARTNERS HEALTH PARTNERS $808.08 ↓ -4%
MIDLANDS MIDLANDS CHOICE PPO $823.20 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $823.20 ↓ -2%
CIGNA MIDLANDS CHOICE PPO $823.20 ↓ -2%
CIGNA EAP MIDLANDS CHOICE PPO $823.20 ↓ -2%
MEDICA MIDLANDS CHOICE PPO $823.20 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $823.20 ↓ -2%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $840.00 ↑ +0%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $840.00 ↑ +0%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $840.00 ↑ +0%

Visitor-reported prices

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Kit gene analys d816 variant at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne North Iowa Medical Center Mason City $471.25 $121.00 – $725.00
UnityPoint Health - Allen Hospital Waterloo $250.40 $74.92 – $174.82
UnityPoint Health - Finley Hospital Dubuque $250.40 $3.50 – $174.82
UnityPoint Health - Grinnell Regional Medical Center Grinnell $250.40 $50.50 – $131.11
UnityPoint Health - Iowa Lutheran Hospital Des Moines $250.40 $41.87 – $174.82
UnityPoint Health - Jones Regional Medical Center Anamosa $250.40 $63.58 – $141.76
UnityPoint Health - Marshalltown Marshalltown $250.40 $55.94 – $131.11
UnityPoint Health - St. Lukes Downtown Sioux City $250.40 $41.55 – $174.82

All Iowa hospitals for this procedure →