Clsd tx/prox/mid phalnx fx/no manp 26720 at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$2,471.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,471.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$127.60 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $465.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $127.60 ↓ -95%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $128.06 ↓ -95%
MOLINA MEDICAID MOLINA MEDICAID $129.94 ↓ -95%
WELLPOINT MEDICAID WELLPOINT MEDICAID $130.57 ↓ -95%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $133.46 ↓ -95%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $136.20 ↓ -94%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $137.55 ↓ -94%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $140.10 ↓ -94%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $142.94 ↓ -94%
AMISH HOSPITAL AID AMISH HOSPITAL AID $179.35 ↓ -93%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $214.25 ↓ -91%
AMBETTER AMBETTER MARKETPLACE $226.55 ↓ -91%
NOVA CLAIMDOC $271.05 ↓ -89%
CLAIMDOC CLAIMDOC $271.05 ↓ -89%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $355.26 ↓ -86%
HEALTH CHOICES MEDICAL ASSOCIATES $355.26 ↓ -86%
GEHA UNITED HEALTHCARE $406.88 ↓ -84%
UNITED HEALTHCARE UNITED HEALTHCARE $406.88 ↓ -84%
COVENTRY AETNA $435.71 ↓ -82%
ALLIED BENEFIT SYSTEMS AETNA $435.71 ↓ -82%
MERITAIN AETNA $435.71 ↓ -82%
LUCENT HEALTH AETNA $435.71 ↓ -82%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $435.71 ↓ -82%
FIRST HEALTH AETNA $435.71 ↓ -82%
AETNA DOMESTIC AETNA $435.71 ↓ -82%
ASR HEALTH BENEFITS AETNA $435.71 ↓ -82%
AETNA AETNA $435.71 ↓ -82%
CHRISTIAN BROTHER SERVICES AETNA $435.71 ↓ -82%
LUMINARE HEALTH AETNA $435.71 ↓ -82%
WEBTPA AETNA $435.71 ↓ -82%
MEDICAL MUTUAL AETNA $435.71 ↓ -82%
AETNA EAP AETNA $435.71 ↓ -82%
1199 NATIONAL BENEFIT FUND AETNA $435.71 ↓ -82%
HEALTH PARTNERS HEALTH PARTNERS $447.33 ↓ -82%
MEDICA MIDLANDS CHOICE PPO $455.70 ↓ -82%
CIGNA MIDLANDS CHOICE PPO $455.70 ↓ -82%
CIGNA EAP MIDLANDS CHOICE PPO $455.70 ↓ -82%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $455.70 ↓ -82%
MIDLANDS MIDLANDS CHOICE PPO $455.70 ↓ -82%
AUXIANT MIDLANDS CHOICE PPO $455.70 ↓ -82%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $465.00 ↓ -81%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $465.00 ↓ -81%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $465.00 ↓ -81%

Visitor-reported prices

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Clsd tx/prox/mid phalnx fx/no manp 26720 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $352.20 not published
MercyOne New Hampton Medical Center New Hampton $1,606.15 $978.27 – $2,471.00
MercyOne Dyersville Medical Center Dyersville $302.25 $175.77 – $523.40
MercyOne North Iowa Medical Center Mason City $668.00 $47.77 – $668.00
MercyOne Genesis Davenport Medical Center Davenport $369.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $369.60 $449.68 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $668.00 $48.29 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $484.00 $125.13 – $388.30

All Iowa hospitals for this procedure →