Veeg ea 12-26hr cont mntr at UnityPoint Health - St. Luke's Hospital
1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226
$2,777.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,471.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$894.86 with Amerigroup vs $2,532.95 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Managed Medicaid | $894.86 | ↓ -68% |
| Iowa Total Care | Managed Medicaid | $894.86 | ↓ -68% |
| Molina | Medicare Advantage | $962.09 | ↓ -65% |
| Aetna | Medicare Advantage | $962.09 | ↓ -65% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $962.09 | ↓ -65% |
| Humana | Medicare Advantage | $990.38 | ↓ -64% |
| United Healthcare | Medicare Advantage | $990.38 | ↓ -64% |
| Amerivantage | Medicare Advantage | $990.38 | ↓ -64% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,017.40 | ↓ -63% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,017.40 | ↓ -63% |
| Wellmark UHP Self-Funded | Commercial | $1,017.40 | ↓ -63% |
| Medica Exchange Inspire | Commercial | $1,159.43 | ↓ -58% |
| Medica Exchange Insure | Commercial | $1,301.76 | ↓ -53% |
| Health Partners Open Network | Commercial | $1,613.33 | ↓ -42% |
| Cigna/Midlands | Commercial | $1,902.30 | ↓ -31% |
| Aetna | HMO | $1,985.29 | ↓ -29% |
| Aetna | PPO | $2,065.16 | ↓ -26% |
| United Healthcare | PPO | $2,532.95 | ↓ -9% |
| United Healthcare | HMO | $2,532.95 | ↓ -9% |
Visitor-reported prices
Comments
Veeg ea 12-26hr cont mntr at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $1,985.10 | $613.85 – $3,054.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,889.95 | $843.29 – $1,528.49 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,684.33 | $894.52 – $2,684.33 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,567.38 | $968.56 – $2,002.55 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,747.10 | $899.67 – $1,486.87 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,889.95 | $826.85 – $1,885.22 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,854.67 | $602.77 – $1,518.97 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $660.24 | $235.80 – $1,336.20 |